Stripe
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I will give you the concrete explanation of these thieves.
They removed my review here on trustpilot and I had to prove that I am telling the truth! that I am real, verified profile and all, and I had to send screenshots of Stripe emails, invoices, etc, as to legitimize what I say. I had been working with Stripe for several years (for the only good things they have, they have a lot of payment systems, and there is less denial in terms of conversions) but they are THIEVES!!! to their face, and I will explain it as accurately as possible. You open an account, you start accepting payments, after a few transactions, you have 99% that they will block your account (of course high risk) your money will be held for more than 120 days and you will be lucky to get it, whatever the amount is, in case they refund the money to the customer, they refund you the full amount butooo.... Stripe keeps their commission, so your account goes negative and you owe Stripe money. You write to Stripe support, many times they tell you that they will refund the customer after 5 days (they don't), other times you just wait for them to answer and they don't, other times you feel like a machine is writing to you because it's the same answer over and over again. Conclusion: you only have to sue them, and thousands and thousands of people do not do it because of the money it takes to sue them, because of the time, psychological wear, etc in order to make a claim, and to have a minimum of security that you will be able to get a miserable amount at the end for taking them to justice. Stripe is a payment gateway like Paypal that abuses the power of their customers, they keep 90% of the money of their customers, and only favor the big companies, those who do generate millions of euros, not us that even if you make 40 thousand a month which was my case, that's not money for them ....