Stripe
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Huge fees, zero benefits
Stripe fee structure is several times higher than PayStation (sure, fee structure is different but Stripe don't even refund charges for refunded payments). Also, Stripe add embezzlement to injury by stinging you an additional $25 fee when they arbitrarily reverse a presumed "fraudulent" transaction without any decent appeal process (I had actually phoned kiwibank who issued the card to question this transaction and they assured me that since the payment cleared, it wouldn't affect us!!) Of course if you do appeal there is another fee for that, which is not refunded if your appeal is unsuccessful... We NEVER had a fraud claim from PayStation maybe they actually invest in security to pick up fraud before their retailers get bitten...? Additionally, unlike both PayStation and Windcave Another aspect in which Stripe's offering is sub-par is that they subtract their fees from the payments before they forward the payment to you, which adds another level of complexity to reconciling payments to orders in an ERP as they payment amount received doesn't match the order value. Other payment providers forward the entire payment to you, then charge fees separately.