Consolidated Credit is a financial services organization that specializes in providing credit counseling and debt management solutions to individuals facing financial challenges. Founded in 1993, the company has assisted millions of consumers in navigating their debt and improving their financial situations. Their primary aim is to help clients achieve debt relief through personalized counseling sessions and structured debt management programs. The company offers a range of services, including free consultations with certified credit counselors, debt consolidation options, and strategies to reduce monthly payments and interest rates. Consolidated Credit caters to consumers who are struggling with credit card debt and other financial obligations, providing them with tools and resources to regain control over their finances and work towards becoming debt-free in a manageable timeframe.
Consumers generally express high satisfaction with Consolidated Credit, highlighting the company's effective assistance in managing debt and lowering interest rates. Many reviewers appreciate the quick resolution of payments and the supportive customer service, noting that representatives are attentive and understanding during financial hardships.
Positive experiences often emphasize the ease of the process and the peace of mind gained from their services. However, a few customers voice frustration regarding communication issues, mentioning long wait times and dissatisfaction with the company's responsiveness. Despite these criticisms, the overwhelming majority of feedback remains favorable, showcasing Consolidated Credit as a valuable resource for those seeking financial relief. Overall, the sentiment is predominantly positive.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 60 | 100% | +0.4 | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Feb 25 | 4.7 | 6 |
| Mar 25 | 5.0 | 10 |
| Apr 25 | 4.6 | 9 |
| May 25 | 4.8 | 5 |
| Jun 25 | 3.0 | 4 |
| Jul 25 | 5.0 | 15 |
| Aug 25 | 4.3 | 6 |
| Sep 25 | 4.2 | 5 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“This company was very open and helpful”
“Closing my account soon”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
 | 4.6 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | −7% | 60 |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: Consolidated Credit is #3 of 5 on overall rating in this group.
60 reviews of Consolidated Credit. Filter by what matters to you.
Over a year ago
Mi experiencia es extremadamente buena porque me dieron una solución excelente al gran problema que tenia de mis intereses altos en mis tarjetas de crédito, todo tan fácil, rápido y claro en todo mome... See more
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Mi experiencia es extremadamente buena porque me dieron una solución excelente al gran problema que tenia de mis intereses altos en mis tarjetas de crédito, todo tan fácil, rápido y claro en todo momento, que parecía mentira, pero confié en ellos y no me defraudaron.
The payments were settled quickly with my creditors. I liked that I was not told I could not keep making payments to my creditors while negotiations were being made.
***FAT CHANCE*** i was a customer for 28 years. Closing my account soon. You don't really care !!!! They suck I wish providence credit union would never merged. customer services really sucks.
Much appreciation for the quality care I am receiving during my financial hardship journey.
Helped with my debt and lower interest rates
Getting me out debt
I have not had any worries
You cannot put a price on peace of mind
This company was very open and helpful. I was listened to and my needs were met. They are very good.
Excelente servicio de parte de todo él personal muy agradecido muchas gracias bendiciones para todos
They are a great help
Me ha ayudado muchisimo en bajar el saldo de mis tarjetas
Good response time and very good service.
Agents are very understanding. Very helpful in helping us to understand how it works.
Anna was super helpful,kind and considerate throught out the entire call. Please give her a raise wow 10 out of 10 customer service
Consolidated Credit is a financial services organization that specializes in providing credit counseling and debt management solutions to individuals facing financial challenges. Founded in 1993, the company has assisted millions of consumers in navigating their debt and improving their financial situations. Their primary aim is to help clients achieve debt relief through personalized counseling sessions and structured debt management programs. The company offers a range of services, including free consultations with certified credit counselors, debt consolidation options, and strategies to reduce monthly payments and interest rates. Consolidated Credit caters to consumers who are struggling with credit card debt and other financial obligations, providing them with tools and resources to regain control over their finances and work towards becoming debt-free in a manageable timeframe.
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