Is Ferratum Bank a legitimate company?
Ferratum Bank has received numerous positive reviews, boasting a high rating of 5/5 from customers who appreciate the quick loan process and excellent customer service.

Ferratum Bank is a financial institution that specializes in providing quick and easy personal loans. Established in 2005, the company operates in 13 countries and has served over 2 million customers. Ferratum Bank offers a flexible credit solution that allows users to borrow money as needed, with repayment terms tailored to their individual circumstances. The application process is entirely online, allowing customers to receive immediate responses to their loan requests and access funds within minutes. Targeting individuals who require short-term financial assistance for everyday expenses, Ferratum Bank eliminates complex procedures and fees associated with traditional lending. Customers only pay for the credit they utilize, with no initiation or withdrawal fees. The company is committed to customer support and offers a straightforward approach to personal financing, ensuring that borrowers have a clear understanding of their repayment options.
Ferratum Bank receives overwhelmingly positive feedback from its customers, who frequently highlight the exceptional speed and efficiency of the service. Reviewers appreciate the quick application process and rapid approval times, often noting that funds are available almost immediately, even on weekends.
Many express gratitude for the friendly and knowledgeable staff, with specific mentions of helpful interactions that enhance the overall experience. However, a few customers raise concerns about the lack of clarity regarding repayment terms, indicating that more transparency could improve the service. Despite this minor critique, the general sentiment remains highly favorable, with users expressing satisfaction and recommending Ferratum Bank for its reliable and swift financial solutions. Overall, Ferratum Bank is viewed positively by the majority of its customers.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.7 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Aug 25 | 4.8 | 27 |
| Sep 25 | 4.7 | 33 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Rigtig tilfreds og god service 100%”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.7 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 |
Bottom line: Ferratum Bank is #3 of 5 on overall rating in this group.
60 reviews of Ferratum Bank. Filter by what matters to you.
Over a year ago
Hej , undskyld, jeg var så travlt i skolen, arbejder og i klinikken.. Jeg var forbløffet over den hurtige procedure. Jeg var bange for at låne det højere beløb, jeg havde brug for. Så det hurtigste b... See more
Over a year ago
Nem og overskuelig ansøgningsproces. Hurtig godkendelse efter ansøgning. Talte også med Jeanette virkelig sød, imødekommende og kompetent.
Over a year ago
Super hurtigt og nemt. Nemt at overskue.
Quick answers to the questions people ask most.
Ferratum Bank has received numerous positive reviews, boasting a high rating of 5/5 from customers who appreciate the quick loan process and excellent customer service.
Ferratum Bank is not considered a scam, as it has many verified reviews highlighting customer satisfaction, quick approval times, and reliable service.
Ferratum Bank specializes in providing personal loans with a straightforward application process, which many users have found to be quick and easy.
Ferratum Bank offers flexible payment options, though specific payment methods may vary; customers have noted the ease of accessing funds quickly.
Customers can reach Ferratum Bank's support team through their website, where they often praise the helpfulness and responsiveness of the staff.
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
Hej , undskyld, jeg var så travlt i skolen, arbejder og i klinikken.. Jeg var forbløffet over den hurtige procedure. Jeg var bange for at låne det højere beløb, jeg havde brug for. Så det hurtigste beløb stopper, jeg fortsætter. Det hjælper, jeg har købt min feriebillet til Filippinerne. Tusind tak for lånet. Med venlig hilsen Amalia Tampus Abejo
Nem og overskuelig ansøgningsproces. Hurtig godkendelse efter ansøgning. Talte også med Jeanette virkelig sød, imødekommende og kompetent.
Alt godt alt gik hurtig
Super hurtigt og nemt. Nemt at overskue.
Ingen bøvl pengene stod med det samme på min kontor det endda en søndag 👍🏻
Jeg er meget tilfreds med, at de svarede meget hurtigt Jeg anbefaler med al tillid.
Det fungere perfekt. Ansøgningen tog 10 min og der var en sød medarbejder der ringede og fortalte hvordan det hele fungere.
Det var spændene. Tak for hjælpe.
Rigtig tilfreds og god service 100%
Indtil videre er jeg meget tilfreds. Vi får se i fremtiden
Good service
LYNHurtig udbetaling er yderst attraktivt. Men… at jeg ikke ved hvor meget afdraget lyder på, ved det beløb jeg har lånt, er mindre attraktivt. Tænker egentlig at det er okay, at have lånet ved Ferratum - idet, at det er ganske kortvarigt!
God service God behandling
Det køre fint, synes nem og overskueligt overblik, er jo ny kunde, så skal lige ordentligst i gang, venlig hilsen Michael Nielsen,
Bardzo szybka obsługa. Bezproblemowa.
Hurtig service
Nemt og hurtigt👌😁
God service og information
Kundeservice i verdensklasse, rimelige renter ingen gebyrer, ganske enkelt den bedste Bank jeg har haft nogensinde,ren verdensklasse 10 stjerner
Ferratum Bank is a financial institution that specializes in providing quick and easy personal loans. Established in 2005, the company operates in 13 countries and has served over 2 million customers. Ferratum Bank offers a flexible credit solution that allows users to borrow money as needed, with repayment terms tailored to their individual circumstances. The application process is entirely online, allowing customers to receive immediate responses to their loan requests and access funds within minutes. Targeting individuals who require short-term financial assistance for everyday expenses, Ferratum Bank eliminates complex procedures and fees associated with traditional lending. Customers only pay for the credit they utilize, with no initiation or withdrawal fees. The company is committed to customer support and offers a straightforward approach to personal financing, ensuring that borrowers have a clear understanding of their repayment options.
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