All Credit Loans is a licensed credit broker based in the UK, specializing in facilitating fast online loans for individuals with varying credit histories, including those with bad credit. Established in 2015, the company offers loan amounts ranging from £100 to £5,000, with a straightforward online application process that takes approximately three minutes. Customers can receive instant loan quotes without any obligation, and if approved, funds may be disbursed on the same day. Targeting individuals seeking financial assistance despite credit challenges, All Credit Loans collaborates with up to 35 UK lenders to provide competitive annual percentage rates (APRs) starting from 12.9%. The company emphasizes transparency, ensuring there are no hidden fees associated with its services. With a focus on responsible lending, All Credit Loans aims to help customers access the funds they need while encouraging them to consider the implications of late repayments.
All Credit Loans receives mixed feedback from customers, reflecting both positive and negative experiences. Many reviewers appreciate the quick approval process and the ability to secure loans when traditional banks refuse, highlighting the company's role as a financial lifeline during tough times.
However, a significant number of complaints focus on issues with administration, including unresponsive customer service and unauthorized withdrawals, leading some to label the company as untrustworthy. Customers express frustration over the app's functionality and the constant requests for additional payments, raising concerns about the company's practices. While some find value in the loans offered, the negative experiences overshadow the positives for many. Overall, sentiment leans towards caution due to the prevalent complaints.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 2.9 | 10 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Oct 2024.
| Month | Average | Reviews |
|---|---|---|
| Jan 24 | 1.0 | 1 |
| Feb 24 | — | 0 |
| Mar 24 | — | 0 |
| Apr 24 | — | 0 |
| May 24 | — | 0 |
| Jun 24 | — | 0 |
| Jul 24 | — | 0 |
| Aug 24 | — | 0 |
| Sep 24 | 1.0 | 1 |
| Oct 24 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 10 most recent reviews.
“DO YOU NEED FINANCIAL HELP”
“They never answer emails and constantly withdraw the incorrect amount from my account”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Trend | Reviews |
|---|---|---|---|---|
 | 2.9 out of 5 (fair) | 100 out of 100 | — | 10 |
| 4.3 out of 5 (good) | 100 out of 100 | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | 27 |
Bottom line: All Credit Loans is #5 of 5 on overall rating in this group.
10 reviews of All Credit Loans. Filter by what matters to you.
Over a year ago
NEVER apply for a loan with this company. Their administration is dismal. They never answer emails and constantly withdraw the incorrect amount from my account! It's NOT rocket science and ANSWER your... See more
Over a year ago
All credit help me to return my money I didn't borrow money from you and you deducted it from my opay acc not even your first time
Over a year ago
Credit for all I’ve conducted a search on the Financial Services Register (the register) which is a public database of the firms we authorise and regulate and it also shows warning pages for unautho... See more
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Polarized pattern: few middle ratings. 50% of recent reviews are 4–5★ and 50% are 1–2★.
NEVER apply for a loan with this company. Their administration is dismal. They never answer emails and constantly withdraw the incorrect amount from my account! It's NOT rocket science and ANSWER your customers. Without them you wouldn't have a business!
All credit help me to return my money I didn't borrow money from you and you deducted it from my opay acc not even your first time
Credit for all I’ve conducted a search on the Financial Services Register (the register) which is a public database of the firms we authorise and regulate and it also shows warning pages for unauthorised firms. I’ve been unable to locate a firm called Credit for all which means they’re not authorised by us - this sounds like a scam. If a firm is offering certain investments or financial services in the UK or if they have any affiliation to the UK, then they should be authorised by the FCA to do this. If they're not authorised then they may be operating a scam and you wouldn’t have any protections in place if anything went wrong.
Please how do I repay the loan, the app is not working and the link sent to me via normal message isn’t showing account details for the payment, pls I prefer paying via the app so I won’t end up paying to scammers
Stay away from this company - they promise to pay out but keep asking for more money upfront and ask you to pay to foreign individuals and not to the company's account. They refuse to repay your money so I have asked my bank to try to recoup it. They make out they are helping you but they are not - they are scamming you.
I paid 125£ but I didn’t get any loan !!! They requested more money constantly so please be careful , according the answer from the company I believe someone stolen the company’s details
DO YOU NEED FINANCIAL HELP? 5000$ to 100,000,000.00$ No credit check Repaid over 1 year to maximum of 25 years at a low interest rate of 3%. Approval in 15-30 minutes Open 7 days a week from 24/7 Service available nationwide Whatsapp:+16469025821 E-MAIL - hamzakumarfinance@gmail. com
Avoid payday loan companies who advertise to charge an insane figure in 1000 of percent APR! I went with All Credit Loans who were like the hidden gem on the web. I had to cut through all the rubbish companies on my search list before reaching them. They had much better offers from lenders. In the end all I needed to do was fill in a form and have somebody be a guarantor for me. I got my money within a day of applying! They have been really good to me; their service is second to none. I highly recommend!
Because of my poor credit history, I had been really struggling to borrow any money without being charged an unbelievable APR. However, after my dad agreed to act as a guarantor for my loan, I submitted my application and was delighted with how quickly the loan offers started arriving and how good some of the deals were. The entire process was quick and simple and everything worked just as described. Would have no hesitation recommending to my family and friends and I will be happy to use again should the need arise
I was getting back on my feet business wise and really needed some help, which the bank refused. I found a guarantor to back me and was approved for the loan very quickly. Very painless, I repaid the loan early with no penalties. Would definitely recommend and use again.
All Credit Loans is a licensed credit broker based in the UK, specializing in facilitating fast online loans for individuals with varying credit histories, including those with bad credit. Established in 2015, the company offers loan amounts ranging from £100 to £5,000, with a straightforward online application process that takes approximately three minutes. Customers can receive instant loan quotes without any obligation, and if approved, funds may be disbursed on the same day. Targeting individuals seeking financial assistance despite credit challenges, All Credit Loans collaborates with up to 35 UK lenders to provide competitive annual percentage rates (APRs) starting from 12.9%. The company emphasizes transparency, ensuring there are no hidden fees associated with its services. With a focus on responsible lending, All Credit Loans aims to help customers access the funds they need while encouraging them to consider the implications of late repayments.
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