They are so easy to work with!
They are so easy to work with!

Echo Credit is a financial services company specializing in providing loans and credit solutions to individuals and businesses. The company offers a range of loan products tailored to meet the diverse needs of its customers, including personal loans, business loans, and credit lines. Echo Credit aims to simplify the borrowing process by offering competitive rates and flexible terms, making it easier for clients to access the funds they require for various purposes, such as debt consolidation, home improvements, or business expansion. The target market for Echo Credit includes individuals seeking financial assistance as well as small to medium-sized enterprises looking for funding options to grow their operations. By focusing on transparency and customer support, the company endeavors to help its clients make informed financial decisions. With a user-friendly online platform at echocredit.com, Echo Credit aims to enhance the borrowing experience through efficient application processes and clear communication.
Echo Credit receives high praise for its ease of use and fast service, with many reviewers highlighting the friendly and knowledgeable staff. Customers appreciate the good rates and the flexibility of having a line of credit available when needed.
However, some negative feedback emerges regarding payment issues, with one reviewer expressing frustration over a mistake attributed to them, leading to unexpected payment changes. Additionally, a few customers mention delays in receiving funds, wishing for same-day funding options. Despite these concerns, the overall sentiment remains overwhelmingly positive, with many expressing satisfaction with their experiences and recommending Echo Credit to others. Overall, Echo Credit is viewed favorably for its customer service and accessibility.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Aug 25 | 4.7 | 45 |
| Sep 25 | 4.4 | 15 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“They are so easy to work with”
“They made a mistake, blamed on me and now they are trying to get payments twice a month instead of once a month sayin...”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Credit.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 5.0 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 |
Bottom line: Echo Credit is #4 of 5 on overall rating in this group.
60 reviews of Echo Credit. Filter by what matters to you.
Over a year ago
Wish they had same day funding but if you plan it will work out great... love them.
Over a year ago
Good loan company I like the fact that I can get cash back if I need it
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Wish they had same day funding but if you plan it will work out great... love them.
Good loan company I like the fact that I can get cash back if I need it
Great choice
They made a mistake, blamed on me and now they are trying to get payments twice a month instead of once a month saying I set it up this way. Even if that was true, didn't they verify the frequency of my income, which by the way is social security? I agreed to a payment of under $100 a month and they are hitting my account for a payment twice a month. They also changed the name to Checkcard Services to backdoor a payment. Called them and they said there was nothing they could do about it. I have corresponded with the BBB and the Missouri Attorney General office.
I really like having the security of echo credit and having the money available to me anytime anywhere I needed some money on a Friday so it took a while to get into my account I don't know if it will always be that way maybe you guys could speed up the time the money takes to be deposited other than that you guys are awesome thank you so much
It’s good looking forward to do business with you guys again
Fast Friendly and EASY! Recommend to ANYONE meeding
Thank You I have had a good experience when I needed to talk with someone. They were very nice and very knowledgeable about what I needed
Everything is fast and easy
Useful and helpful when needed with great customer service!
Using the line of credit is so easy to use
The importance of my needs for help. Thank you, Echo Credit, for that and working with me. Appreciated it.
Not being able to get your money the same day, and having to wait three days, last time
Very helpful and done what they said
High interest and payment, but it's expected when you're rebuilding your credit. It's better than nothing, and you better pay it off as soon as you can to avoid the high interest payment.
Echo guides are encouraging and very helpful to assist through the process.
Performed as promised
Echo Credit is a financial services company specializing in providing loans and credit solutions to individuals and businesses. The company offers a range of loan products tailored to meet the diverse needs of its customers, including personal loans, business loans, and credit lines. Echo Credit aims to simplify the borrowing process by offering competitive rates and flexible terms, making it easier for clients to access the funds they require for various purposes, such as debt consolidation, home improvements, or business expansion. The target market for Echo Credit includes individuals seeking financial assistance as well as small to medium-sized enterprises looking for funding options to grow their operations. By focusing on transparency and customer support, the company endeavors to help its clients make informed financial decisions. With a user-friendly online platform at echocredit.com, Echo Credit aims to enhance the borrowing experience through efficient application processes and clear communication.
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