Application is quick and fast.
Application is quick and fast.

Loans 2 Go is a direct lender specializing in online personal loans ranging from £250 to £2,000. The company offers a streamlined application process that allows customers to check their eligibility without impacting their credit score. Upon provisional acceptance, borrowers can complete their applications for a potential same-day transfer of funds, making it a convenient option for those in need of quick financial assistance. Targeting individuals with varying credit histories, including those with poor credit, Loans 2 Go aims to provide accessible lending solutions without upfront fees. The platform emphasizes transparency and customer support, ensuring that borrowers are informed about their repayment obligations and potential financial implications. With a focus on user experience, Loans 2 Go is designed to meet the needs of consumers seeking reliable personal loans in a straightforward manner.
Loans 2 Go receives a mixed response from customers, with many appreciating the quick and easy application process, often highlighting the fast service and low fees. Positive reviews emphasize the prompt funding and supportive staff, with some customers expressing satisfaction with their overall experience.
However, a significant number of complaints revolve around persistent harassment from the company, with individuals reporting multiple daily calls despite requests to stop. Additionally, many reviewers criticize the poor customer service, citing unresponsiveness to emails and live chats, as well as delays in loan decisions. This combination of swift application and frustrating customer interactions leads to a divided sentiment. Overall, while some customers find value in the service, many others advise caution and express dissatisfaction with their experiences.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 3.5 | 60 | 100% | ● Medium |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 25 | 4.0 | 15 |
| Aug 25 | 3.6 | 33 |
| Sep 25 | 2.3 | 12 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Application is quick and fast”
“Worst loan company out there avoid at all cost you will pay 5 x the amount you borrow”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Credit.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 3.5 out of 5 (fair) | 100 out of 100 | 3.8 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 |
Bottom line: Loans 2 Go is #5 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 3.8).
60 reviews of Loans 2 Go. Filter by what matters to you.
Application is quick and fast.
Easy to fill in and application was approved quickly. The API varies on your credit score. Ignore the negative reviews, there is a 14 day cooling of period so it’s not possible to be ‘trapped’ in a contract, these are people who are impulsive, spending the cash but not reading the contract and/ or missing payments, sending the final bill out of control. Early repayment is available which significantly reduces the total interest due (if you’re smart).
I had to wait a few days for a decision but was kept informed and updated from start to finish and every person I dealt with was caring and understanding of my situation
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Polarized pattern: few middle ratings. 60% of recent reviews are 4–5★ and 37% are 1–2★.
Good service, but communication about approval lacking.
Loans 2 Go is a direct lender specializing in online personal loans ranging from £250 to £2,000. The company offers a streamlined application process that allows customers to check their eligibility without impacting their credit score. Upon provisional acceptance, borrowers can complete their applications for a potential same-day transfer of funds, making it a convenient option for those in need of quick financial assistance. Targeting individuals with varying credit histories, including those with poor credit, Loans 2 Go aims to provide accessible lending solutions without upfront fees. The platform emphasizes transparency and customer support, ensuring that borrowers are informed about their repayment obligations and potential financial implications. With a focus on user experience, Loans 2 Go is designed to meet the needs of consumers seeking reliable personal loans in a straightforward manner.
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