Simple Credit is a financial services company based in Canada, specializing in personal loan solutions. The company offers a variety of financial products including personal loans ranging from $500 to $1,500, mortgage options, debt consolidation services, and student loans. With a focus on providing flexible and rapid financial assistance, Simple Credit allows customers to apply for loans through their virtual branches, ensuring a streamlined process that aims for automatic approval and instant deposits. Targeting individuals in need of financial support, Simple Credit caters to customers across several Canadian provinces, including Quebec, Ontario, and British Columbia. The company emphasizes accessibility and customer satisfaction, providing tailored financial guidance to help clients navigate their borrowing needs effectively. By offering a secure platform for loan applications and a commitment to client education, Simple Credit positions itself as a valuable resource for those seeking personal credit solutions.
Reviewers consistently praise Simple Credit for its rapid and courteous service, highlighting the efficiency of the process and the clarity of documentation. Many customers express satisfaction with how quickly they receive funds, often within hours, which is particularly appreciated during urgent financial situations.
The staff's attentiveness to client needs and their willingness to assist, even for those with less-than-ideal credit, further enhance the positive experience. However, a few critical voices mention issues related to banking practices and account management, suggesting some dissatisfaction with these aspects. Overall, the overwhelming sentiment is one of appreciation for the fast and effective service provided by Simple Credit, making it a highly recommended choice for those in need of financial assistance.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.8 | 60 | 100% | — | ● Medium |
Monthly average rating from reviews written by people · latest review Jul 2025.
| Month | Average | Reviews |
|---|---|---|
| Sep 24 | 1.0 | 1 |
| Oct 24 | 4.9 | 30 |
| Nov 24 | 5.0 | 2 |
| Dec 24 | 5.0 | 10 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | — | 0 |
| Jul 25 | 5.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Service toujours rapide et courtois :)”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
 | 4.8 out of 5 (good) | 100 out of 100 | 5.0 out of 5 (good) | — | 60 |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: Simple Credit is #1 of 5 on overall rating in this group.
60 reviews of Simple Credit. Filter by what matters to you.
WORST COMPANY EVER THEY ARE GOING TO ASK FOR ALL YOUR BANKING INFO THEN THEY TRY TO LOG IN INTO YOUR BANK ACCOUNT AND ASK YOU TO SEND OFFICIAL DOCUMENTS AND A VOID CHECK TO THEN TELL YOU YOU’RE NOT QUALIFIED. PLEASE I SUGGEST THAT YOU NEVER APPLY TO GET A LOAN FROM THEM.
BEWARE! I am afraid I gave access to my bank account to scammers. I first contacted simple credit to inquire about a loan as they advertised 8% APR so it seemed interesting. My bank offered me 10% so I thought I could possibly save money with an alternative lender. They website states basic criteria to meet to be approve: age 18+, being Canadian, not being in the process of bankruptcy and making more than $1200 monthly. I sent a request, expecting to be approved and curious to see what the conditions of the loans were. For the record, I am well over 18, I’m born and live in Canada, I have never made bankrupt/proposal ever, my FICO score is over 700 as of January 2024 and my income, easily verifiable, is stable and way over the $1200. I received a message that my request was denied. I asked for clarifications by sending multiple emails and was ignored. I feel they may collect informations from people with too good to be true offers. I changed my bank login info to make sure they are unable to access my account.
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Simple Credit is a financial services company based in Canada, specializing in personal loan solutions. The company offers a variety of financial products including personal loans ranging from $500 to $1,500, mortgage options, debt consolidation services, and student loans. With a focus on providing flexible and rapid financial assistance, Simple Credit allows customers to apply for loans through their virtual branches, ensuring a streamlined process that aims for automatic approval and instant deposits. Targeting individuals in need of financial support, Simple Credit caters to customers across several Canadian provinces, including Quebec, Ontario, and British Columbia. The company emphasizes accessibility and customer satisfaction, providing tailored financial guidance to help clients navigate their borrowing needs effectively. By offering a secure platform for loan applications and a commitment to client education, Simple Credit positions itself as a valuable resource for those seeking personal credit solutions.
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