Where the score comes from

Each source counts by its number of reviews. Only reviews written by people are scored.

Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source	Rating	Reviews	Weight	6-mo	Fake risk
Trustpilot Imported Trustpilot reviews	3.5	60	100%	—	● Low

3.5 / 5 overall

60 reviews across 1 scored source

How fake risk works ⓘ

Reputation trend

Monthly average rating from reviews written by people · latest review Aug 2025.

Last 3 months: 1.0
12-month avg: 1.0
All-time: 3.5
Category avg: 4.3

Monthly averageCategory average

How it compares

Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.

Overall rating and review count for this company and similar companies
Company	Overall	Legit	Service	Website & app	Trend	Reviews
Smart LoansThis company	3.5 out of 5 (fair)	50 out of 100	4.1 out of 5 (good)	2.9 out of 5 (fair)	—	60
eCapital Freight Factoring	4.3 out of 5 (good)	100 out of 100	4.2 out of 5 (good)	3.3 out of 5 (fair)	+39%	1,000
Oodle Car Finance	4.8 out of 5 (good)	100 out of 100	4.6 out of 5 (good)	4.8 out of 5 (good)	—	1,000
AUTOPAY	4.2 out of 5 (good)	100 out of 100	4.0 out of 5 (good)	1.5 out of 5 (poor)	−19%	618
Bonafide Legal Services	4.7 out of 5 (good)	100 out of 100	4.5 out of 5 (good)	—	—	27