Stay Away from these scumbags
Stay Away from these scumbags. all I can say.

StarPay Loans is a Canadian online lending platform specializing in fast installment and short-term loans. The company offers a streamlined application process that allows individuals to apply for loans ranging from $250 to $1,500 with minimal requirements, including no credit check. Customers can complete a one-minute online application and receive approval in approximately 25 minutes. Once approved, funds are transferred via e-Transfer, typically within five minutes. Targeting Canadians in need of quick financial assistance, StarPay Loans provides a transparent lending solution with clear repayment terms. The repayment period for loans is set between 90 to 120 days, and the company emphasizes no hidden fees, making it a suitable option for those with poor credit histories or urgent financial needs. With its focus on ease of access and speed, StarPay Loans aims to support individuals looking for immediate cash solutions in a convenient online environment.
StarPay Loans receives high praise for its fast and efficient service, with many reviewers highlighting the quick application process and speedy responses. Customers appreciate the helpful staff and the overall ease of obtaining a loan, often describing their experiences as "pain-free" and "hassle-free." However, a small number of reviews express significant dissatisfaction, with some users reporting issues with funding and a lack of communication after applying.
These negative experiences suggest that while many find StarPay to be a reliable option, there are instances where customer service falls short. Overall, the majority sentiment leans positively, reflecting a strong reputation for quick and effective loan services.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.5 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Aug 25 | 4.5 | 22 |
| Sep 25 | 4.4 | 38 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Very quick and easy process”
“Not good service”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Credit.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.5 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 |
Bottom line: StarPay Loans is #4 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 4.5).
60 reviews of StarPay Loans. Filter by what matters to you.
If there was a zero I would use it. I’m not sure how Star Pay loans thinks anyone would buy their excuse that after 3 days they couldn’t solve any issue. “Julie” says she is in contact with their payments department to find out what if s happening. Nobody believes they are not in the same office, or at least the same building. The real mystery here is why they would approve, then renege on a loan.
I’ve recently applied for a loan and never got a reply back.
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I have used them in the past a couple of times and the service and quick and fantastic. I renewed my loan this past Monday and was told to sign it right away so they can send me the funds asap. It is now Friday and I have yet to receive the funds and I have sent three emails with no response back. My first email asking a follow up for the funds I was told it usually takes 24 hours after signing to receive the funds and that was four days ago. Very disappointed and I will never use their services ever again!!
Starstarpayloans has been the worst loan experience i have ever had. Not only do they never send you money ,( been waiting 6 days after I signed the contract) when they finally do reply to you they just say the same standard thing money will be sent shortly.. but never comes. Customer service when there is some, is brutaly terrible, and after I said about this so called company being a scam.... they are no longer replying at all. They are also trading, " fast , free and VIP. Delivery of funds, only after you make a unique 5 star review on trust pilot. So please don't apply here, you can not trust any of these reviews, I swear and promise you this! Do not give them your banking info. They are scam artist at its best!
StarPay Loans is a Canadian online lending platform specializing in fast installment and short-term loans. The company offers a streamlined application process that allows individuals to apply for loans ranging from $250 to $1,500 with minimal requirements, including no credit check. Customers can complete a one-minute online application and receive approval in approximately 25 minutes. Once approved, funds are transferred via e-Transfer, typically within five minutes. Targeting Canadians in need of quick financial assistance, StarPay Loans provides a transparent lending solution with clear repayment terms. The repayment period for loans is set between 90 to 120 days, and the company emphasizes no hidden fees, making it a suitable option for those with poor credit histories or urgent financial needs. With its focus on ease of access and speed, StarPay Loans aims to support individuals looking for immediate cash solutions in a convenient online environment.
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