Horrible
Total waste of time. Had 1 before and paid back early. They dont like that. Now you waste time applying again and say you are approved then declined??? Avoid at all times ...shocking company

Tick Tock Loans is an online financial service provider specializing in personal loans. The company offers a range of loan products designed to meet the needs of consumers seeking quick and accessible financing solutions. By utilizing a streamlined application process, Tick Tock Loans provides customers with the ability to obtain funds efficiently, catering to various financial requirements such as unexpected expenses, debt consolidation, or major purchases. Targeting individuals who may require immediate financial assistance, Tick Tock Loans aims to simplify the borrowing experience while ensuring transparency in its lending practices. Customers can access the company's services through its website, ticktockloans.com, where they can learn about loan options, application procedures, and repayment terms. With a focus on customer convenience, Tick Tock Loans strives to be a reliable source of financial support for those in need.
Tick Tock Loans receives a predominantly negative response from consumers, with 72% of reviews rating it poorly. While some customers appreciate the ease of the loan application process and the quick disbursement of funds, many express frustration with the company's practices.
Common complaints include being provisionally approved only to be later declined, leading to wasted time and potential damage to credit scores. Reviewers frequently mention feeling treated with suspicion, as if they were fraudsters, and report poor customer service experiences, including rude staff interactions. Despite a few positive experiences highlighting efficient service, the overwhelming sentiment is one of disappointment and distrust. Overall, Tick Tock Loans struggles to maintain a positive reputation among its users.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 2.1 | 60 | 100% | -1.1 | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Oct 24 | 1.0 | 1 |
| Nov 24 | 2.1 | 7 |
| Dec 24 | — | 0 |
| Jan 25 | 2.0 | 4 |
| Feb 25 | 1.0 | 1 |
| Mar 25 | 3.0 | 2 |
| Apr 25 | 1.0 | 2 |
| May 25 | 1.0 | 2 |
| Jun 25 | 3.7 | 3 |
| Jul 25 | 1.0 | 2 |
| Aug 25 | 1.0 | 3 |
| Sep 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Paid loan back website easy to navigate When you pay by bank transfer it does not update the balance straight away”
“So applied via a broker (paydayuk) message received you've been accepted please sign did that now confirm your card d...”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Website & app | Trend | Reviews |
|---|---|---|---|---|---|---|
| 2.1 out of 5 (poor) | 100 out of 100 | 2.7 out of 5 (poor) | 2.7 out of 5 (poor) | −22% | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | 3.3 out of 5 (fair) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | 4.8 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | 1.5 out of 5 (poor) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | — | 27 |
Bottom line: Tick Tock Loans is #5 of 5 on overall rating in this group. On website & app, Oodle Car Finance scores higher (4.8 vs 2.7).
60 reviews of Tick Tock Loans. Filter by what matters to you.
Total waste of time. Had 1 before and paid back early. They dont like that. Now you waste time applying again and say you are approved then declined??? Avoid at all times ...shocking company
Told me I was approved, took all of my details and then declined me. More time wasting companies that shouldn't exist, let alone operate the way that they do.
Don't know how they make any money they absolutely pester you to apply then decline you when you do apply
Great experience, money fall in account very fast after approval, quick and easy to deal with
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Poor customer service, high rate and 1% chance of getting accepted for a loan even after providing all details and spending time on your application (waste of time). If i could rate it 0/5 i would.
Never had a problem first loan. Paid off on time. Applied for another 2 months later and declined instantly. Fair enough, will not use again
Scamming. I’ve had a fraud case opened with my bank & it leads back to this scam company. They accept you for a loan then redirect you to various other lenders which then take random Payments from your account. Had an hour long phone call to a fraud specialist team yesterday & everything leads back to this company either stealing my bank details or selling them to another rat scammer. AVOID LIKE THE PLAUGE !
SCAM! They tell you that you are aproved and after a short while they decline your application . I believe they want to stole personal data and pass them to indian call center to harass you . AVOID!!!!!
I made an online application just by chance because I fell short this month not expecting to get accepted I was accepted within an hour for £300 really please as this is a big help thank, you.
Getting a loan was amazing and quick! I hit a brick wall when I went from full time hours to part time. Had to be put on a payment plan based on my new income. They've been nothing short of great in helping me in the matter. Such a stressful time it was for me and continue to be but I'm thankful that they're working with me in this matter. Highly recommend them. Thank you.
I took a loan with Tick Tock Loans and all seemed OK, money was transferred within a day. I paid my loan off in full before the final payment scheduled due. At this point I would have said it was a great service. I reviewed my credit report via numerous different reporters and not 1 had shown I even had a loan, let alone paid it off in full. I contacted Tick Tock and asked why this loan was not showing on my credit report, they sent a automated email stating they update credit reference agencies within 30 days. It had been almost 3 months since I took the loan and 2 months since paying it in full. I emailed them a second time with all my information and was sent another automated email the same as the first stating 'we will update them within 30 days'. It really worries me that a financial institution is providing loans to customers, however clearly lack simple maths skills to calculate a 30 day period. I imagine that had I of not paid on time, or missed a payment this would have been notified immediately! I am not sending any further emails to tick tock loans and will be taking this further. If you are taking a loan in order to better your credit report, do not use Tick Tock. The customer service is shocking and I am not sure I have ever spoken to a real person! Loan agreement: 437170
Don't use. They ask you the relevant questions but then require you to enter sensitive bank details before telling you you've been declined.
Time wasters
Tick Tock Loans is an online financial service provider specializing in personal loans. The company offers a range of loan products designed to meet the needs of consumers seeking quick and accessible financing solutions. By utilizing a streamlined application process, Tick Tock Loans provides customers with the ability to obtain funds efficiently, catering to various financial requirements such as unexpected expenses, debt consolidation, or major purchases. Targeting individuals who may require immediate financial assistance, Tick Tock Loans aims to simplify the borrowing experience while ensuring transparency in its lending practices. Customers can access the company's services through its website, ticktockloans.com, where they can learn about loan options, application procedures, and repayment terms. With a focus on customer convenience, Tick Tock Loans strives to be a reliable source of financial support for those in need.
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