Interest rate extremely high and paying…
Interest rate extremely high and paying loan biweekly isn't convenient

WithU Loans is a digital platform dedicated to providing consumers with access to personal loans. The company operates by connecting borrowers with a variety of lending options, allowing users to compare rates and terms from different financial institutions. This streamlined approach is designed to simplify the loan application process and enable users to make informed financial decisions. Targeting individuals who require quick and accessible financing solutions, WithU Loans serves a diverse customer base. The platform is particularly useful for those seeking loans for expenses such as home improvements, debt consolidation, or unexpected emergencies. By facilitating transparency in the lending process, the company aims to empower consumers to secure the funding they need efficiently and responsibly.
WithU Loans receives a generally positive reception from customers, highlighted by its easy application process and fast funding. Many reviewers express gratitude for the great service and professional conduct of the staff, noting that they felt supported during their financial needs.
However, a significant number of complaints arise regarding the extremely high interest rates associated with the loans, with some customers feeling overwhelmed by the repayment terms. While some find the service helpful, others criticize the excessive costs, describing the interest as "psychotic" and "ridiculous." Additionally, a few customers mention delays in loan approval and challenges with customer service communication. Overall, WithU Loans is appreciated for its efficiency and service, but the high fees and interest rates leave many feeling dissatisfied.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.1 | 60 | 100% | — | ● Medium |
Monthly average rating from reviews written by people.
Not enough history for a trend yet: 60 reviews in 1 month. The chart appears once reviews span two months.
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“The application was easy and I received my money right away 😀”
“Asking leading questions about payroll date without confirming that it should be the withdrawal date for payments”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.1 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: WithU Loans is #5 of 5 on overall rating in this group.
60 reviews of WithU Loans. Filter by what matters to you.
Interest rate extremely high and paying loan biweekly isn't convenient
Psychotic interest rate! On a 2000 dollar loan for 9 months they want over 200 a week.. you do the math.. they want 6k for lending you 2k for 9 months.....
Beyond horrible experience. I canceled the loan
did not get the loan wrong account number
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I do not remember the Loan having a high interest rate, close to 500%. I do not ever remember giving you any of my banking information and all of a sudden the funds of the proceeds did arrive in my bank and now you’re asking for my first payment. I have requested your bank for a one time payment to pay off the whole loan and I have not heard back from your bank Kelly
There the worst loans they charge last free each and every day
I requested to cancel my application immediately
Horrible horrible horrible this is the worst buisness ever i highly recommend everyone stay away from this company they are not here to help they will literally make you go broke and in debt and not care if you are going to lose everything. And the employees are the worst kind of people on this earth. They will not help you one bit I understand a fair interest rate but 495 percent interest rate is absurd you get a loan of 1000 and have to pay back 5000 dollars that’s crazy and if you miss a payment they automatically take it out of your account leading you to overdraft and potentially loosing your bank account. This company is here to use the lower class people when they are in desperate need you pay 300 every two weeks and none of it goes to the loan your just paying interest so you never pay the loan off
Screw these people!
WithU Loans is a digital platform dedicated to providing consumers with access to personal loans. The company operates by connecting borrowers with a variety of lending options, allowing users to compare rates and terms from different financial institutions. This streamlined approach is designed to simplify the loan application process and enable users to make informed financial decisions. Targeting individuals who require quick and accessible financing solutions, WithU Loans serves a diverse customer base. The platform is particularly useful for those seeking loans for expenses such as home improvements, debt consolidation, or unexpected emergencies. By facilitating transparency in the lending process, the company aims to empower consumers to secure the funding they need efficiently and responsibly.
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