Superb friendly and efficient service.
I emailed Karen from MFCU this morning. I got a reply within half an hour She was very efficient, knowledgeable and lovely to talk to. Thank you so much Karen. Kind regards, Colm Hanratty

Member First Credit Union is a prominent financial institution based in North Dublin, Ireland, dedicated to providing a range of financial services to its members. As one of the largest credit unions in the region, it offers various loan options, including personal loans, mortgages, and specialized loans such as green car loans and home improvement loans. Additionally, the credit union provides fixed-term deposit accounts that allow members to earn competitive interest rates on their savings. The company focuses on serving local communities by supporting clubs, groups, and schools, ensuring that its offerings align with the needs of its members. Member First Credit Union emphasizes a blend of personalized service and digital convenience, allowing members to join online or in-person at their local branches. By prioritizing community engagement and member satisfaction, the credit union aims to deliver a trusted and reliable financial experience.
Member First Credit Union receives overwhelmingly positive feedback, with many reviewers praising the helpfulness and efficiency of staff, particularly Karen from the Swords branch. Customers frequently highlight the quick response times and the friendly service they experience, noting that inquiries are handled promptly and professionally.
Reviewers appreciate the knowledgeable assistance provided by staff members like David and Mairea, who guide them through processes with patience and clarity. However, some complaints arise regarding rising loan costs and recent fees, such as a €5 charge for statements, indicating a need for better communication about these changes. Despite these concerns, the overall sentiment remains highly favorable, with many expressing satisfaction and loyalty to the credit union.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.7 | 60 | 100% | -1.3 | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Nov 24 | 5.0 | 2 |
| Dec 24 | 5.0 | 2 |
| Jan 25 | 5.0 | 1 |
| Feb 25 | 5.0 | 3 |
| Mar 25 | — | 0 |
| Apr 25 | 5.0 | 2 |
| May 25 | 5.0 | 2 |
| Jun 25 | 5.0 | 2 |
| Jul 25 | — | 0 |
| Aug 25 | 3.0 | 2 |
| Sep 25 | 5.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“I emailed Karen from MFCU this morning”
“Since my parents opening the account for me”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Service | Website & app | Trend | Reviews |
|---|---|---|---|---|---|---|
| 4.7 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | — | 1,060 |
Bottom line: Member First Credit Union is #3 of 5 on overall rating in this group.
60 reviews of Member First Credit Union. Filter by what matters to you.
Over a year ago
I emailed Karen from MFCU this morning. I got a reply within half an hour She was very efficient, knowledgeable and lovely to talk to. Thank you so much Karen. Kind regards, Colm Hanratty
Over a year ago
Hi All, Just want to leave a note about Karen who works in Member first in the swords branch. Karen was extremely professional & very helpful & made our experience very easy & pleasant. Top class ser... See more
Over a year ago
Loans have got more expensive Recently charged €5 for a statement in donaghmede. Staff could do with more customer service training
Over a year ago
The young Lady was extremely knowledgeable and very helpful.
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
I emailed Karen from MFCU this morning. I got a reply within half an hour She was very efficient, knowledgeable and lovely to talk to. Thank you so much Karen. Kind regards, Colm Hanratty
Hi All, Just want to leave a note about Karen who works in Member first in the swords branch. Karen was extremely professional & very helpful & made our experience very easy & pleasant. Top class service
Loans have got more expensive Recently charged €5 for a statement in donaghmede. Staff could do with more customer service training
The young Lady was extremely knowledgeable and very helpful.
Not just quick and efficient but very human and understanding. Couldn’t recommend higher.
I had a fantastic experience with David at the credit union. From start to finish, he was incredibly professional, knowledgeable, and approachable. David took the time to thoroughly explain all my options, patiently answering every question I had without ever making me feel rushed. His friendly and down-to-earth manner made what could have been a stressful process feel smooth and straightforward. David’s dedication to helping members is clear — he genuinely cares and goes the extra mile to find the best solutions tailored to individual needs. Thanks to his expert guidance, I felt confident and well-informed throughout the entire process. It’s rare to find someone so patient, kind, and professional all at once. I highly recommend David to anyone needing financial advice or assistance at the credit union. He truly makes the experience pleasant and reassuring!
Karen was extremely helpful and professional.
Karen was extremely helpful and kind in helping me navigate an issue online. She was able to resolve many of the issues I had via email, and was patient throughout. I finally have access to my account again-thank you Karen!
quick response from the credit union team. friendly service
Very quick response from customer service. Emailed Friday night and heard back first thing Saturday morning.
Very helpful team. Swift replies to enquiries and they've made my online and over the phone enquiries very easy. Love my Credit Union!!
They have helped me get a loan and have been so helpful all was done so quickly with no stress.
Was guided through the process very well by Karen. Couldn’t of had a better experience thank you
As it is my father's account with members first, I was concerned that his issue would not be dealt with by myself due to GDPR. My father is currently in a nursing home for respite as he has been very ill lately. I found your staff Karen and Maria most helpful, understanding and caring. They sorted everything out for my father. Thanks so much 🙏
Hi,had to do some stuff online and not great at it my IT guy,grandson,was not around,but Mairea took me through the process and she was excellent job done, Thanks Mairea Ray Heffernan
Staff are very helpful all the inquiry especially Jenny
Your staff are so patient and helpful
I have been member of the credit union for 30 years now. Since my parents opening the account for me. I have got a few loans from them. I have found its cheaper to get a loan from bank of Ireland. Cars loans and personal loans. It's meant to be non profitable business. Banks can give cheaper loans and make profit.
Member First Credit Union is a prominent financial institution based in North Dublin, Ireland, dedicated to providing a range of financial services to its members. As one of the largest credit unions in the region, it offers various loan options, including personal loans, mortgages, and specialized loans such as green car loans and home improvement loans. Additionally, the credit union provides fixed-term deposit accounts that allow members to earn competitive interest rates on their savings. The company focuses on serving local communities by supporting clubs, groups, and schools, ensuring that its offerings align with the needs of its members. Member First Credit Union emphasizes a blend of personalized service and digital convenience, allowing members to join online or in-person at their local branches. By prioritizing community engagement and member satisfaction, the credit union aims to deliver a trusted and reliable financial experience.
This profile hasn't been claimed by the business owner.