Budget Insurance is a UK-based insurance intermediary that specializes in providing car and van insurance solutions. Established in 1996 as a trading name of BISL Limited, the company has catered to the insurance needs of millions of customers, offering a range of policies designed to fit various lifestyles and preferences. With a focus on simplicity and flexibility, Budget Insurance partners with a network of leading UK insurers to deliver quality coverage at competitive prices.
Targeting individuals and businesses seeking reliable motor insurance, Budget Insurance aims to simplify the insurance experience by providing clear options and support. Their services include a dedicated UK-based customer service team and a 24/7 claims line, ensuring that assistance is readily available when needed. Customers can easily obtain quotes and manage their accounts online through the company's website, making Budget Insurance a convenient choice for car and van insurance in the UK.
Budgetinsurance has a positive customer experience.
Budgetinsurance receives high praise for its user-friendly online services and competitive pricing, with many customers noting the ease of navigating the website and the straightforward application process. Reviewers frequently highlight the good value for money, often mentioning that the insurance quotes are far cheaper than those from other companies.
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However, there are notable complaints regarding the staff, particularly concerning the knowledge and support provided by management and coaches, which some customers find lacking. A few negative experiences emphasize confusion over the no claims discount and a perception of poor customer service. Overall, while many consumers are satisfied with the service and pricing, the inconsistency in staff support detracts from the overall experience. The sentiment leans positively, but there are areas for improvement.
Each source counts by its number of reviews. Only reviews written by people are scored.
Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source
Rating
Reviews
Weight
6-mo
Fake risk
★
Trustpilot
Imported Trustpilot reviews
4.5
60
100%
—
● Low
4.5 / 5 overall
=
60 reviews across 1 scored source
How fake risk works ⓘ
Reputation trend
Monthly average rating from reviews written by people.
Not enough history for a trend yet: 60 reviews in 1 month. The chart appears once reviews span two months.
What people praise & complain about
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
Top praiseof 53 positive reviews
Prices & value53%
28 mentions
Easy to use53%
28 mentions
Customer service28%
15 mentions
Fast & efficient19%
10 mentions
“Budget made the process of insuring my car so easy, with their efficient on-line services, I found all the informatio...”
On “Prices & value” · Sep 15, 2025
Top complaintsof 6 negative reviews
Charges33%
2 mentions
Cancellation33%
2 mentions
Pricing33%
2 mentions
“Absolutely shocking company, no help at all, don’t understand how no claims discount works, but from what I know, you...”
On “Charges” · Sep 15, 2025
How it compares
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Insurance.
Overall rating and review count for this company and similar companies
Absolutely shocking company, no help at all, don’t understand how no claims discount works, but from what I know, you can only use a NCD on one policy, told me I had to have it active for it to work e... See more
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Absolutely shocking company, no help at all, don’t understand how no claims discount works, but from what I know, you can only use a NCD on one policy, told me I had to have it active for it to work even tho I changed vehicle, doesn’t expire for 2 years, tried to double my quote, will never use again. Also charged me £120 for 10 days insuarance. Robbers
One of the best value car insurance I have had, with add ons that you normally pay for free. The website is really easy to navigate and use and as a first time user of budget car insurance, really happy with experience so far
Budget Insurance is a UK-based insurance intermediary that specializes in providing car and van insurance solutions. Established in 1996 as a trading name of BISL Limited, the company has catered to the insurance needs of millions of customers, offering a range of policies designed to fit various lifestyles and preferences. With a focus on simplicity and flexibility, Budget Insurance partners with a network of leading UK insurers to deliver quality coverage at competitive prices.
Targeting individuals and businesses seeking reliable motor insurance, Budget Insurance aims to simplify the insurance experience by providing clear options and support. Their services include a dedicated UK-based customer service team and a 24/7 claims line, ensuring that assistance is readily available when needed. Customers can easily obtain quotes and manage their accounts online through the company's website, making Budget Insurance a convenient choice for car and van insurance in the UK.