Great app
Great app. Started off with 25 dollar cash advance then went up to 100. Fees are a little hefty for instant delivery but still a good app. I got denied by many others but they gave me the advance

Credit Genie is a financial technology company that offers consumers a quick and convenient way to access cash through its Cash Boost™ service. Customers can request cash advances of up to $150 without the need for interest payments, credit checks, or late fees. This service is designed for individuals seeking fast financial relief during unexpected situations. In addition to cash advances, Credit Genie provides users with insights into their finances, helping them track spending, manage budgets, and identify recurring charges. The platform emphasizes security, utilizing bank-grade encryption to protect users' financial information while linking their bank accounts. Credit Genie aims to assist users in maintaining better control over their financial health with a straightforward and user-friendly approach.
Credit Genie receives a mix of praise and criticism from its users. Many consumers appreciate the app for its ease of use and reliability, often highlighting how it provides quick cash advances when needed, with some calling it a "great app" that "comes in clutch." Positive reviews frequently mention the helpfulness of the service, with users feeling supported during financial emergencies.
However, there are notable complaints regarding the high fees associated with instant delivery and the selective nature of loan approvals, leaving some customers frustrated when they are denied after timely repayments. Additionally, issues with account management and unexpected withdrawals have led to accusations of the app being a "scam.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 3.9 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 25 | 4.1 | 18 |
| Aug 25 | 3.8 | 25 |
| Sep 25 | 4.0 | 17 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Easy to use app”
“Paid it back on time and my bank account activity hasn’t changed from when I got the first “awesome” $15 loan, and no...”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Website & app | Service | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 3.9 out of 5 (good) | 100 out of 100 | 3.4 out of 5 (fair) | 3.6 out of 5 (good) | 3.0 out of 5 (fair) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 4.2 out of 5 (good) | 1.6 out of 5 (poor) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.6 out of 5 (good) | 3.5 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 1.5 out of 5 (poor) | 4.0 out of 5 (good) | 1.8 out of 5 (poor) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | 4.5 out of 5 (good) | — | — | 27 |
Bottom line: Credit Genie is #5 of 5 on overall rating in this group. On website & app, Oodle Car Finance scores higher (4.8 vs 3.4).
60 reviews of Credit Genie. Filter by what matters to you.
Over a year ago
Great app. Started off with 25 dollar cash advance then went up to 100. Fees are a little hefty for instant delivery but still a good app. I got denied by many others but they gave me the advance
Over a year ago
Credit Genie is a great cash app to receive advance money when you need it it does come in handy when you need it. I give it a 10!!
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Great app. Started off with 25 dollar cash advance then went up to 100. Fees are a little hefty for instant delivery but still a good app. I got denied by many others but they gave me the advance
Well I think your in the top 5 as far as all around. But the amount that's offered say to someone that deposits 4,500$ a month or more should be able to get more than 50,75,100 or so that really doesn't make a difference in what a person would need to pay a small bill. Then it is pushing the monthly subscription for things that everyone who takes the loan already has because you cannot get the loan if you don't have a bank account. So they already do those things for free and I kinda feel like its if I don't take it I won't get a higher draw. So being very honest with you. The companies in front of you started me out at 200 to 400 and really don't push the extra because like I said we all have bank accounts that do it. But they charge a little bit more for doing it. So if I was in charge of setting that up I would be sure for one to make it clear that even though you might have it already having a 2nd one that's better than the banks and over something that the bank don't have .like the bank has alot more going on they miss things that yours will not miss or find. Make it a necessary not mandatory or you won't get a bigger draw. Wake up the executives and how you market it . And if someone is making 5,000 a month they going to use the other guys because they need enough money to pay a bill or a emergency comes up. Just putting it out there guys. I been leading groups of people for 30 years and done it all. This is my truth.thanks Jr Davis
Credit Genie is a great cash app to receive advance money when you need it it does come in handy when you need it. I give it a 10!!
Easy to use app! Great
Too expensive while being too selective
Credit Genie has been hooking me up when I need some extra cash the most. Right when I’m thinking it’s going to tell me I’m denied. But, no Credit Genie comes through every time.
App is great just repayment take a little longer to draft out of the account.
So taking the $100 back but then not lending it back to me really puts me in a bind. It came out of my pay and I needed that money back really bad to make ends meet til my next pay and now I’m struggling. Not a great experience at all!
They come in clutch when needed
Signed up for this app and for a whopping $15 loan. Paid it back on time and my bank account activity hasn’t changed from when I got the first “awesome” $15 loan, and now they won’t give me another one. In addition, they want a bi-weekly change of $4.99 to keep your bank account connected so they can “review” your activity. Absolute GARBAGE
I like credit Genie they help me when I need it.
This app is full of B.S I got a cash advance 1 time and repaid on time and now for some reason I'm never able to get another one... it's like why are they so difficult such a scam but yet wants to charge your card bi weekly for subscription..get lost🤔🤔🧐🧐
Experience was great signing up was easy loan was fast. I recommend it to all my friends sincerely David Collins
I really like you all and thanks for being their when I needed you but after this use I’m going to to have to let you go because I getting a little over my debit and these extra fees to pay back killing me.
Absolutely scam. They have transferred money out of my account twice today. I have reported it. I don’t know what the hell this app is or what the hell I was thinking about not even knowing what I was doing downloading it. That it was a credit builder didn’t know they were going to be robbing me
All I needed to do was update my debit card bc the old one expired. Tried doing so through their app but it wouldn't update. Contacted support and just got ignored. I contacted support several times to update my card. Ignored. Then they disabled my account as per my instructions. Which I never said. Contacted support several more times and nothing. Then I check my app and I'm completely out now. They started out great but ended horribly. Instead of just answering me to update my card I get Ignored. Their support is useless. I have 20-30 emails I sent support with no reply whatsoever.
Credit Genie is a financial technology company that offers consumers a quick and convenient way to access cash through its Cash Boost™ service. Customers can request cash advances of up to $150 without the need for interest payments, credit checks, or late fees. This service is designed for individuals seeking fast financial relief during unexpected situations. In addition to cash advances, Credit Genie provides users with insights into their finances, helping them track spending, manage budgets, and identify recurring charges. The platform emphasizes security, utilizing bank-grade encryption to protect users' financial information while linking their bank accounts. Credit Genie aims to assist users in maintaining better control over their financial health with a straightforward and user-friendly approach.
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