Wouldn't give me anything after I sent…
Wouldn't give me anything after I sent in all of my proof.

Credit Genie is a financial technology company that offers consumers a quick and convenient way to access cash through its Cash Boost™ service. Customers can request cash advances of up to $150 without the need for interest payments, credit checks, or late fees. This service is designed for individuals seeking fast financial relief during unexpected situations. In addition to cash advances, Credit Genie provides users with insights into their finances, helping them track spending, manage budgets, and identify recurring charges. The platform emphasizes security, utilizing bank-grade encryption to protect users' financial information while linking their bank accounts. Credit Genie aims to assist users in maintaining better control over their financial health with a straightforward and user-friendly approach.
Credit Genie receives a mix of praise and criticism from its users. Many consumers appreciate the app for its ease of use and reliability, often highlighting how it provides quick cash advances when needed, with some calling it a "great app" that "comes in clutch." Positive reviews frequently mention the helpfulness of the service, with users feeling supported during financial emergencies.
However, there are notable complaints regarding the high fees associated with instant delivery and the selective nature of loan approvals, leaving some customers frustrated when they are denied after timely repayments. Additionally, issues with account management and unexpected withdrawals have led to accusations of the app being a "scam.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 3.9 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 25 | 4.1 | 18 |
| Aug 25 | 3.8 | 25 |
| Sep 25 | 4.0 | 17 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Easy to use app”
“Paid it back on time and my bank account activity hasn’t changed from when I got the first “awesome” $15 loan, and no...”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Website & app | Service | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 3.9 out of 5 (good) | 100 out of 100 | 3.4 out of 5 (fair) | 3.6 out of 5 (good) | 3.0 out of 5 (fair) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 4.2 out of 5 (good) | 1.6 out of 5 (poor) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.6 out of 5 (good) | 3.5 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 1.5 out of 5 (poor) | 4.0 out of 5 (good) | 1.8 out of 5 (poor) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | 4.5 out of 5 (good) | — | — | 27 |
Bottom line: Credit Genie is #5 of 5 on overall rating in this group. On website & app, Oodle Car Finance scores higher (4.8 vs 3.4).
60 reviews of Credit Genie. Filter by what matters to you.
Wouldn't give me anything after I sent in all of my proof.
My experience with credit genie was very good, they helped when my money run short, and they gave me a hand when I was needing to solve it. Thanks credit genie.
I'm updating my review because they fixed the issue and they did it very quickly. They are legit and I really have nothing bad to say. The only thing they could change is maybe lowering the fees. They are a little high. They give you the money very quickly and the amount is not bad either so I do appreciate that. Thank you for making things right.
Credit genie in its entirety is a very well coded and built application via online banking and financial services. I can’t count more than how my toes and fingers I have that credit genie pulled me out of a bind. It’s user friendly and so easy to sign up it only takes a few minutes definitely recommend using!
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Easy to work with and very helpful
I love the quickness of the transaction and the approval amount.bi will definitely recommend it to my family and friends who is in need of a quick Cash advance. Thank you very much.
They took money from my account with no warning and I never went through with the service I simply looked at there website and decided not to go forward with these people and uninstalled the app. Not happy
My experience with Credit Genie on scale is 5 or 10 which is better but overall i will refer someone or any one to Credit Genie you all are extremely professional and knowing that when one is in need and to fulfill their need is an awesome experience so yeah thank you so much for being in my corner when i need you the most.
Thank you for lending me $ when I really needed it in between my bi-weekly paychecks. I had to pay a bill immediately and was low on funds due to paying several bills at once and your app saved me. Much appreciated.
Great support team. User friendly app
I never got a chance to use the service. My account got permanently disabled and I have no idea why. I've reached out to support asked my my account has been disabled and I got a response that said "your account has been permanently deactivated according to the terms and conditions and cannot be reactivated""your account has been permanently disabled according to the terms and conditions and cannot be reactivated". I replied to the email asking what specifically was my violation, but I did not get a reply. So, I send another email asking why my account was disabled and that I think that it was done in error and I got the exact same response "your account has been permanently deactivated according to the terms and conditions and cannot be reactivated". Again, I replied saying that my question wasn't answered, but I still did not get a response. I'm being treated like a criminal by a company for a service that I've never had a chance to use.
Gonna be honest here.... I haven't qualified for huge amounts, but, the folks have been beyond patient with me here at the ol Credit Genie. Even after i messed up paying them back for a really long time, after one cycle of 20 bucks, they were back to allowing me to borrow 150 bucks. Which at the time, allowed me to make it thru to next paycheck and get everything straightened up. I greatly appreciate these folks. I very much appreciate the way they conduct their business, and have no problem recommending them.
Muy bien y rápido
Credit Genie is a really good app. They will consider extenuating circumstances along with everything else when they are considering giving you a loan! There customer service representatives, including the chat, are excellent!!
.great..........
Easy & quick application process. Quick to get money when I needed money in a pinch.
Awful app.. I was just curious on how it worked.. got advance once pd back on time .. it cleared my bank.. then they tell me my account is blocked permanently due to not meeting their TERMS… very unprofessional VERY…
❤️ Thanks you for being Sooo understanding 😍
Credit Genie is a financial technology company that offers consumers a quick and convenient way to access cash through its Cash Boost™ service. Customers can request cash advances of up to $150 without the need for interest payments, credit checks, or late fees. This service is designed for individuals seeking fast financial relief during unexpected situations. In addition to cash advances, Credit Genie provides users with insights into their finances, helping them track spending, manage budgets, and identify recurring charges. The platform emphasizes security, utilizing bank-grade encryption to protect users' financial information while linking their bank accounts. Credit Genie aims to assist users in maintaining better control over their financial health with a straightforward and user-friendly approach.
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