Great service
Great service

Finio Loans, formerly known as Likely Loans, is an online platform that specializes in offering personal loans to consumers in need of financial assistance. The company provides loan amounts of up to £5,000, allowing clients to apply conveniently through its website, finioloans.com. With a focus on quick decision-making, Finio Loans aims to deliver loan approvals in minutes, ensuring a streamlined experience for borrowers seeking flexible repayment options. Targeting individuals who require personal financing, Finio Loans offers loan terms ranging from 12 to 36 months, with APR rates starting from 39.9% up to a maximum of 69.9%. The platform emphasizes transparency by not charging upfront fees or soliciting customers directly. Finio Loans is dedicated to facilitating responsible borrowing and helping customers manage their financial needs effectively.
Finio Loans receives mixed feedback from customers, with many praising the quick and easy loan process, highlighting the efficient service provided by some staff members. Reviewers appreciate the accessibility of loans, especially in urgent situations, noting that the service can be better than other options available.
However, a significant number of complaints focus on poor communication and frustrating delays, with several customers expressing dissatisfaction over being pre-approved only to face repeated questioning or outright loan denials. Issues with transparency and unexpected fees also emerge, leading to a lack of trust among some users. While some find the service satisfactory, others describe it as time-wasting and unprofessional. Overall, the sentiment is mixed, reflecting both positive experiences and considerable frustrations.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 3.6 | 60 | 100% | -2.2 | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| May 25 | 4.7 | 31 |
| Jun 25 | 3.1 | 10 |
| Jul 25 | 1.0 | 3 |
| Aug 25 | 2.6 | 8 |
| Sep 25 | 1.9 | 8 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Great service”
“I have bad experience,i did not get help”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Website & app | Trend | Reviews |
|---|---|---|---|---|---|---|
| 3.6 out of 5 (good) | 100 out of 100 | 3.6 out of 5 (good) | 1.7 out of 5 (poor) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | 3.3 out of 5 (fair) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | 4.8 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | 1.5 out of 5 (poor) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | — | 27 |
Bottom line: Finio Loans is #5 of 5 on overall rating in this group. On website & app, Oodle Car Finance scores higher (4.8 vs 1.7).
60 reviews of Finio Loans. Filter by what matters to you.
Great service
The spealist was very good with putting me at ease through our conversation on my case. Which made it easier to understand what was being said to me and the way forward. Grateful
Quick service & checked I could afford the repayments
Was given a settlement amount to pay off the loan, paid it and now told it is incorrect and need to pay more. I will go to the FCA if needs be as I am getting nowhere with Customer Service. Update - I complained and everything has been sorted out, so adjusted my rating accordingly.
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Polarized pattern: few middle ratings. 65% of recent reviews are 4–5★ and 35% are 1–2★.
Finio Loans is very good, support too.The money is released immediately after the contract is signed. If you have problems with the payment, they will always understand and help you. I didn't understand some points of the contract and had to file a complaint, but Donna (Finio Loans) helped me and solved the problem immediately.Thank you, Donna!!!
fast and serious loan
Signed up for the loan in the evening on my night shift and filled out application, had a call from a very nice lady around 09:30am the next morning when my night shift had finished, she asked me some questions regarding my finances etc. Told me I was approved and I kid you not within the hour the funds were in my bank account. Absolutely superb flawless service soo far from Finio/Oakbrook. Well impressed and would definitely recommend. Very painless experience indeed and I am very happy with the service thus far.
Easy to do, proper checks done, deposited without fuss.
I applied for a loan they are approved my application in an hour hopefully I will get the money 💰😁 with in 3 days all my struggles will be paidoff
Very quick, simple process. Very clear on charges and payments and extremely helpful .
Thank you for saving me when i was low on cash and i needed help. The loan process was so fast (i filled the form within 10 minutes and got an approval). I'm forever pleased with your service.
Great company easy step by step instructions to apply for a loan. Money is instant when approved, any problems they are there to help
Unfortunately due to a low credit score i was struggling to secure a loan for a new car!! mine broke on the monday and by tuesday thanks to this company i had 1000 in the bank to get a new car!! yes APR is very high but this company said yes when others turned me away! Will help improve my score also in the future.
Finio Loans, formerly known as Likely Loans, is an online platform that specializes in offering personal loans to consumers in need of financial assistance. The company provides loan amounts of up to £5,000, allowing clients to apply conveniently through its website, finioloans.com. With a focus on quick decision-making, Finio Loans aims to deliver loan approvals in minutes, ensuring a streamlined experience for borrowers seeking flexible repayment options. Targeting individuals who require personal financing, Finio Loans offers loan terms ranging from 12 to 36 months, with APR rates starting from 39.9% up to a maximum of 69.9%. The platform emphasizes transparency by not charging upfront fees or soliciting customers directly. Finio Loans is dedicated to facilitating responsible borrowing and helping customers manage their financial needs effectively.
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