Scumbag liars
Scumbag liars, stole money from me after something was already paid. And after paid revoked any type of payment and deleted my banking institution they took almost $900 from me, stay away from them.

MoneyLion is a financial technology company that provides a comprehensive suite of services aimed at helping individuals manage their finances more effectively. The platform offers a variety of products, including personal loans, credit cards, and credit monitoring, designed to assist users in borrowing, earning, and building their credit. MoneyLion's services cater to a diverse customer base, including those seeking to improve their financial literacy, manage debts, or invest for the future. The company's flagship offerings include Instacash, which allows users to access funds quickly, and Credit Builder Plus, a tool designed to help individuals enhance their credit scores. Additionally, MoneyLion features a mobile banking solution called RoarMoney, which enables users to spend, save, and track their financial activities with ease. Through its innovative approach, MoneyLion aims to empower consumers to take control of their financial well-being and make informed money management decisions.
MoneyLion receives overwhelmingly negative feedback from consumers, with many describing it as a scam. Reviewers frequently express frustration over account management issues, including unauthorized charges and difficulties accessing funds.
Customers report that the app malfunctions, preventing them from withdrawing their own money and leading to overdraft fees due to poorly timed automatic repayments. While a few users mention the app as "amazing" and appreciate its potential for credit building, these positive remarks are vastly outnumbered by complaints about broken promises and unresponsive customer service. Many feel trapped by high fees and complicated processes, with some stating they regret ever signing up. Overall, the sentiment is largely negative, with a significant majority of users advising others to avoid MoneyLion.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 1.5 | 60 | 100% | -0.2 | ● Medium |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Jan 25 | 3.0 | 2 |
| Feb 25 | 1.7 | 11 |
| Mar 25 | 1.0 | 3 |
| Apr 25 | 1.3 | 13 |
| May 25 | 1.8 | 5 |
| Jun 25 | 1.7 | 6 |
| Jul 25 | 1.4 | 8 |
| Aug 25 | 1.3 | 6 |
| Sep 25 | 1.2 | 6 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Money Lion is an amazing app to make big loads and also an amazing app when your struggling with stuff I like it beca...”
“Do not open an account with these scam artists”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 1.5 out of 5 (poor) | 100 out of 100 | 1.3 out of 5 (poor) | 1.8 out of 5 (poor) | 1.1 out of 5 (poor) | −19% | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: MoneyLion is #5 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 1.3).
60 reviews of MoneyLion. Filter by what matters to you.
Scumbag liars, stole money from me after something was already paid. And after paid revoked any type of payment and deleted my banking institution they took almost $900 from me, stay away from them.
Moneylion charges interest rates that are illegal in my state, Oregon. I just discovered that. They put me in a horrible financial situation this month. They gave me loans and the same day they took out more than the loans for a previous loan. I thought the previous loan had been repaid. So I got loans but now down $50!!! Chat refuses to help. They just keep referring to their legal agreement. As a senior on a fixed income, this is a disaster for me, but they don't care.
So this has been going on since May 9th. I completed a Play to Earn task with the promise of reward points. Everything was okay at first when the payouts were small but when I actually INVESTED my money to earn a little more everything started going wrong. Everytime I completed a milestone on one of the games to earn the rewards it didn’t payout the promised rewards and I would have to contact support and wait days to get a response or the reward. The third time this happened and I had to contact support (again this took multiple calls and chats on their app) I asked to speak to a supervisor“JOVER” was his name I made sure to ask if this was fixed because the next milestone I reached was the final one for this game called coin masters and I wanted to make sure I wouldn’t have to go through this and he told me yes we figured it out now it should be working fine. I believed them and put my last $75 (that may not seem like a lot to all of you but it hurt me bad but I needed the payout) into the game to get to level 200 for the promised payout of $211.35 and when I reached it nothing happened. I waited the recommended 48 hours before contacting them even though I desperately needed it. When I made a ticket on Wednesday June 11th I kept getting blown off basically and told it could take 3-5 business days to fix so I called every other day just for updates because they promised to email me some but NEVER DID. After the 5th day I was sent to their so called customer advocate “Ms. Shandra” because I wanted to hurry it along/file a complaint since then she has sent me 2 emails saying basically “we are trying/sorry” never asked a single question or answered to any of my concerns(I’ve sent a lot of emails and the number she has goes straight to voicemail) The worst part is that the reward had a time limit and it ran out a few days ago and after it ran out the pay out went from $211.35 to $30.75 AND GUESS WHAT the day after it magically allowed them to send me the payment, but guess what happened IT ONLY PAID THE $30.75 not even half of what i put in the game and still haven’t heard a word from Shandra this is completely unfair and they are blatantly trying to wait me out in hopes I will just leave it alone but I can’t it is so wrong and I just want what I earned. Please don’t trust them on a lot of things they say and when something goes wrong their customer service just seems like they want to calm you down to make you leave them alone just for now and it’s like that everytime you call/chat.
Quick answers to the questions people ask most.
MoneyLion has received a mix of reviews, with a significant number of customers expressing frustration over their experiences. While they have a presence in the finance sector, potential users should consider the 1-star ratings and numerous complaints before proceeding.
There are numerous verified reviews from customers who have reported issues with MoneyLion, including difficulties with loan processing and customer service. Many users have labeled their experiences as scams, indicating a pattern of dissatisfaction.
MoneyLion provides financial products including loans, credit-building tools, and cash advances. However, customer feedback suggests that the reliability of these services may vary.
MoneyLion typically requires bank account information for direct deposits and repayments. Some users have reported issues with automatic withdrawals aligning poorly with their pay schedules.
MoneyLion offers customer support primarily through their app and online channels. However, several reviews highlight dissatisfaction with their customer service responsiveness and effectiveness.
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
I was a customer for awhile deactivated my account tried to get reactivate did everything they ask for security reason I guess had different customer service reps tell me different way to send id etc 4 times and everything I did was not good enough so I will look into other options so frustrating
Had an account. Went to go grab some groceries- MoneyLion had closed the account in the dead of night. No reason given sans the canned Demand Deposit Account blah blah. Called customer service and they said that they wouldn’t refund, reopen, return what was left there. Had been paying into the credit builder loan as well. Totally shady, potentially illegal. Customer Service sucked as well totally incompetent and incapable of thinking about the current situation and providing an answer. Also weren’t they supposed to remove the crypto feature from accounts?
Geez, so MoneyLion is behind ENGINE, a platform for borrowers to meet lenders. So, I submitted my request, gave my bank details, my socia security number, bank info, and where I work. The website, quickly made a contract and all i had to do was click the box with e-signature. Of course, I didn't because the amount offered was less than 10% of what I requested. The loan company was MaxLend, and they were expecting me to sign a 704% interest rate. Yes, SEVEN HUNDRED FOUR PERCENT interest rate. with payment of $300+ for every biweekly pay period. The loan amount was for $1050. The payback was $5,000+. How could this platform allow this finance company onto their platform.
I WILL BE HONEST: Don't take money from honest people who need help!! CHARGING SOMEONE $9.99 FOR A MEMBERSHIP FEE FOR A LOAN THAT WAS NEVER FUNDED IS CALLED FRAUD. I WILL NOT BE A VICTIM! AND DON'T SCAM SENIORS! I, SIMPLY, WANT MY MONEY BACK!
Steer away from this website. They do more bad than good. My account was closed by them for no reasons, I requested to withdraw my money that is left in the account but I have been unable to do so. It's over 3 months now and their support stopped responding to my calls and emails. I gave TON TRADING a chance by investing with them, this is one of the best decision I made. My payouts are consistent without delays. I endorse them.
I use the instacash app on 2/10/25 and paid back 489.00, on 3/28/2025 Money lion went ahead took another 489.00 !!!!!!!!!!!! I have tried to retrieve my money back from money lion and now the customer service number has been disconnected. I have been scammed, THE E POLICE ARE LAUCHING A INVESTGATION. Update on this review a customer advocate has reached out to me four weeks ago and I still have not had my money returned back to me. This company is a scam. I’ve been dealing with this since March 31. Please be aware.
This company will not let me delete the account. I’ve had issues with customer service whoanswer the phone and will give me the run around about deleting the account and why I have to go through other people. I get an email from another person saying she is handling the case and won’t answer or respond to phone calls. All I want is the account completely closed.
I am writing this review to warn everyone to stay far away from the Moneylion app. They falsely advertise that they help improve your credit score, but in my experience, they did the exact opposite and actively damaged it further. Their methods are unclear and seem designed to mislead users. Despite their promises, I saw a significant decrease in my credit score after using their services. When I tried to contact their customer support, it was unresponsive and unhelpful, offering no explanation or resolution for the negative impact they had. This app is not just ineffective; it is actively harmful. If you are looking to improve your credit, Moneylion is the last place you should turn. They are a scam preying on people's financial vulnerabilities and will only make your situation worse.
I closed my loan account and verified where I wanted my funds to be deposited, and they deposited into an account I haven't used in this app since 2022, and it's closed. They told me there's nothing they can do, even though I have the transcripts of my conversation with the representative confirming the correct account. Don't trust this company at all; it's fraudulent. Update I have talked with someone in your company and they have made up lies and I have transcripts every conversation. It even shows that I picked one certain account and you guys did another account and I will be taking it up to higher levels, and in order to get this resolved, you guys should reach out to me. I have contacted your company multiple times even had Employee hang up on me and in chats as we’re talking.
My account was closed by them a couple of months ago, I asked them on how I can get the remaining money in it? They told me I will be receiving an email for the instructions. it has been months with nothing from them. Give me back my money!
One star because I couldn’t give zero. Moneylion used to be good to me and something changed about a year ago and now it’s just unbelievable. They offer products but when you go to link your bank account to the product so you can utilize them they don’t even List their own bank. Money line is an option so for the loans and the “credit building perks“ are virtually useless. But they sure take out their fees every month they send you random options for Credit building and then or cash advances etc., and when you try to take advantage of them, and of course you have to have a MoneyLion account to do this BUT!! your Moneylion account IS NOT an option to repay the loans or the advances so they are useless. I can’t take advantage of ANY OF THE SO-CALLED ADVANTAGES BECAUSE THEY DON’T EVEN ACCEPT THEMSELVES AS A REPAYMENT OPTION!! BECAUSE THEY’RE NOT A BANK I GUESS IT’S RIDICULOUS. I HAD AT LEAST FIVE LOANS WITH THEM ALL IN GOOD STANDING ALL PAID OFF ON TIME AND THEN SUDDENLY I DIDN’T QUALIFY OR BETTER YET I COULDN’T REPAY THEM WITH MY MONEYLION ROLL MONEY ACCOUNT BECAUSE IT WASN’T LISTED AS A REPAYMENT OPTION SO I WENT TO THE WOW ACCOUNT JUST TO HAVE THE SAME NONSENSE. THE ONLY REASON I KEEP THIS ACCOUNT IS BECAUSE I DON’T WANNA GO THROUGH THE HASSLE OF CHANGING MY SOCIAL SECURITY PAYMENT AND THEY DO ALLOW ME INSTA CASH SINCE I’M WRITING THIS THEY’LL PROBABLY CUT THAT OFF TOO.. welcome to Moneylion y’all oh and if you try and get a manager, they just hang up on you or tell you that you’ll get the same response and then they tell you that there’s no way possible no human can override their algorithms if it were me, I’d probably start looking at mysystem because we’re real people and not everybody lives on algorithm and if you can’t control your own company and override things I would look at some different software whatever it is what it is.
They allowed my account to get hacked and take over 1300 dollars from me. Then the investigation was supposed to be completed in 5-10 days. It’s been almost a month and nothing, then I was told I didn’t need to pay anything back until the investigation was complete. They took more money from me and they actually owe me money I have now lost 2 grand to this company with no resolution. Been on hold waiting for a manger for over an hour and they are “truly sorry for this inconvenience”
The worse experience ever. After I stopped using their services, they continued to draft monthly fees out of my account for an extended period of time.. When I tried to get a refund they gave me the run around and stopped responding completely. I would never recommend moneylion and I encourage others to look at the reviews before using any company for services.
I'm glad the State of New York ihas filed a lawsuit against Money Lion predatory lending Overcharged me for $1000 loan at $2500. Ripoff I'm going to get all my money now
Signed up for a referral bonus. It’s been 5 months and 5 calls into support. Still nothing has been disbursed. Money Liar is more like it
MoneyLion is a financial technology company that provides a comprehensive suite of services aimed at helping individuals manage their finances more effectively. The platform offers a variety of products, including personal loans, credit cards, and credit monitoring, designed to assist users in borrowing, earning, and building their credit. MoneyLion's services cater to a diverse customer base, including those seeking to improve their financial literacy, manage debts, or invest for the future. The company's flagship offerings include Instacash, which allows users to access funds quickly, and Credit Builder Plus, a tool designed to help individuals enhance their credit scores. Additionally, MoneyLion features a mobile banking solution called RoarMoney, which enables users to spend, save, and track their financial activities with ease. Through its innovative approach, MoneyLion aims to empower consumers to take control of their financial well-being and make informed money management decisions.
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