Three Sticks Lending is a financial services company that provides lending solutions to individuals and businesses. The company likely offers various loan products and financing options to meet different borrowing needs. As a lending institution, they would typically evaluate creditworthiness and provide competitive rates and terms for approved applicants.
Three Sticks Lending receives a generally positive reception from customers, with many praising the knowledgeable team and reliable service. Reviewers appreciate the ongoing relationship approach, noting that the company stays in touch about refinancing options as businesses grow.
The lending specialists are recognized for their expertise, helping clients navigate complex financing needs effectively. However, some customers report frustrating experiences, particularly with delays and the need to resubmit documents, which detracted from their overall satisfaction. While many find the rates fair and the service professional, a few mention that communication could be improved. Overall, Three Sticks Lending is seen as a solid choice for small business loans, despite some hiccups in the process.
Summary generated with AI from recent reviews
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Trend | Reviews |
|---|---|---|---|---|
| — | 0 out of 100 | — | 0 | |
| 4.3 out of 5 (good) | 100 out of 100 | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | 27 |
12 reviews of Three Sticks Lending. Filter by what matters to you.
11 months ago
The staff at Three Sticks was very knowledgeable and helped me find the right financing option for my restaurant expansion. Only complaint is the amount of documentation required - felt like I was sub... See more
11 months ago
The lending specialists really know their stuff and helped me navigate some complex financing needs for my construction business. They explained all the options clearly and helped me choose the best f... See more
11 months ago
The loan terms were fair and the rates reasonable, but I had to follow up multiple times to get updates on my application status. Communication could be better, though they did ultimately come through... See more
11 months ago
Three Sticks Lending made my business loan application incredibly straightforward. The team was responsive and kept me informed throughout the entire process. Got approved faster than I expected and t... See more
Quick answers to the questions people ask most.
Three Sticks Lending provides various business and personal lending solutions including business loans, equipment financing, working capital loans, and commercial real estate financing. We work with businesses of all sizes to find the right funding solution for their needs.
Our office hours are Monday through Friday from 9:00 AM to 5:00 PM. We also offer appointments outside regular hours by arrangement to accommodate our clients' schedules.
You can reach us by phone during business hours, submit an inquiry through our website contact form, or email us directly. We typically respond to all inquiries within one business day.
Generally, you'll need business financial statements, tax returns, bank statements, and a business plan or loan purpose statement. Our loan specialists will provide a complete checklist based on your specific loan type and business situation.
The approval timeline varies depending on the loan type and complexity, but most applications are processed within 7-14 business days. We strive to provide quick decisions while ensuring thorough evaluation of each application.
Requirements vary by loan type, but generally include a minimum credit score, proof of income or business revenue, and collateral for secured loans. We encourage you to speak with our loan specialists to discuss your specific situation and qualification criteria.
Yes, we offer financing solutions for startups and newer businesses, though requirements may differ from established businesses. We evaluate each application based on the business plan, owner experience, and projected cash flow.
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The staff at Three Sticks was very knowledgeable and helped me find the right financing option for my restaurant expansion. Only complaint is the amount of documentation required - felt like I was submitting the same forms multiple times. Overall satisfied with the outcome though.
The lending specialists really know their stuff and helped me navigate some complex financing needs for my construction business. They explained all the options clearly and helped me choose the best fit. Process was smooth once we got all the paperwork sorted.
The loan terms were fair and the rates reasonable, but I had to follow up multiple times to get updates on my application status. Communication could be better, though they did ultimately come through with the funding I needed.
Three Sticks Lending made my business loan application incredibly straightforward. The team was responsive and kept me informed throughout the entire process. Got approved faster than I expected and the rates were competitive.
Got the loan I needed but felt like I was just another number. Service was adequate but not particularly personalized. Rates were fair though.
Used Three Sticks for equipment financing and they delivered exactly what they said they would. No games, no last-minute changes to terms. Would definitely recommend to other business owners.
Not only did they help with my initial loan, but they've stayed in touch about refinancing options as my business has grown. Appreciate the ongoing relationship approach rather than just one-and-done.
Clean office, professional staff, and they delivered what they promised. No surprises or hidden fees.
The interest rates were better than what I found elsewhere, but the approval process took longer than initially quoted. Still happy with the final terms and would use them again.
Initially seemed promising but ran into several delays and had to resubmit documents that I thought were already processed. The loan officer changed halfway through which didn't help. Eventually got funded but it was more stressful than it needed to be.
Really impressed with how quickly they responded to my questions. The loan officer walked me through everything and made sure I understood all the terms before signing.
After being turned down by two other lenders, Three Sticks took the time to understand my business situation and found a solution that worked. Their expertise in small business lending really shows.
Prepayment penalty policies vary by loan product and terms. Many of our loan products allow early repayment without penalties, but this will be clearly outlined in your loan agreement before signing.
Yes, we provide refinancing options for existing business loans and commercial properties. Refinancing can help lower monthly payments, access equity, or improve loan terms based on current market conditions.
Three Sticks Lending is a financial services company that provides lending solutions to individuals and businesses. The company likely offers various loan products and financing options to meet different borrowing needs. As a lending institution, they would typically evaluate creditworthiness and provide competitive rates and terms for approved applicants.
