Three Sticks Lending is a financial services company that provides lending solutions to individuals and businesses. The company likely offers various loan products and financing options to meet different borrowing needs. As a lending institution, they would typically evaluate creditworthiness and provide competitive rates and terms for approved applicants.
Three Sticks Lending receives a generally positive reception from customers, with many praising the knowledgeable team and reliable service. Reviewers appreciate the ongoing relationship approach, noting that the company stays in touch about refinancing options as businesses grow.
The lending specialists are recognized for their expertise, helping clients navigate complex financing needs effectively. However, some customers report frustrating experiences, particularly with delays and the need to resubmit documents, which detracted from their overall satisfaction. While many find the rates fair and the service professional, a few mention that communication could be improved. Overall, Three Sticks Lending is seen as a solid choice for small business loans, despite some hiccups in the process.
Summary generated with AI from recent reviews
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Trend | Reviews |
|---|---|---|---|---|
| — | 0 out of 100 | — | 0 | |
| 4.3 out of 5 (good) | 100 out of 100 | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | 27 |
12 reviews of Three Sticks Lending. Filter by what matters to you.
Initially seemed promising but ran into several delays and had to resubmit documents that I thought were already processed. The loan officer changed halfway through which didn't help. Eventually got funded but it was more stressful than it needed to be.
Quick answers to the questions people ask most.
Three Sticks Lending provides various business and personal lending solutions including business loans, equipment financing, working capital loans, and commercial real estate financing. We work with businesses of all sizes to find the right funding solution for their needs.
Our office hours are Monday through Friday from 9:00 AM to 5:00 PM. We also offer appointments outside regular hours by arrangement to accommodate our clients' schedules.
You can reach us by phone during business hours, submit an inquiry through our website contact form, or email us directly. We typically respond to all inquiries within one business day.
Generally, you'll need business financial statements, tax returns, bank statements, and a business plan or loan purpose statement. Our loan specialists will provide a complete checklist based on your specific loan type and business situation.
The approval timeline varies depending on the loan type and complexity, but most applications are processed within 7-14 business days. We strive to provide quick decisions while ensuring thorough evaluation of each application.
Requirements vary by loan type, but generally include a minimum credit score, proof of income or business revenue, and collateral for secured loans. We encourage you to speak with our loan specialists to discuss your specific situation and qualification criteria.
Yes, we offer financing solutions for startups and newer businesses, though requirements may differ from established businesses. We evaluate each application based on the business plan, owner experience, and projected cash flow.
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Prepayment penalty policies vary by loan product and terms. Many of our loan products allow early repayment without penalties, but this will be clearly outlined in your loan agreement before signing.
Yes, we provide refinancing options for existing business loans and commercial properties. Refinancing can help lower monthly payments, access equity, or improve loan terms based on current market conditions.
Three Sticks Lending is a financial services company that provides lending solutions to individuals and businesses. The company likely offers various loan products and financing options to meet different borrowing needs. As a lending institution, they would typically evaluate creditworthiness and provide competitive rates and terms for approved applicants.
