Total ripoff
700%+ interest rate, not disclosed until confirmation. Asking leading questions about payroll date without confirming that it should be the withdrawal date for payments.

WithU Loans is a digital platform dedicated to providing consumers with access to personal loans. The company operates by connecting borrowers with a variety of lending options, allowing users to compare rates and terms from different financial institutions. This streamlined approach is designed to simplify the loan application process and enable users to make informed financial decisions. Targeting individuals who require quick and accessible financing solutions, WithU Loans serves a diverse customer base. The platform is particularly useful for those seeking loans for expenses such as home improvements, debt consolidation, or unexpected emergencies. By facilitating transparency in the lending process, the company aims to empower consumers to secure the funding they need efficiently and responsibly.
WithU Loans receives a generally positive reception from customers, highlighted by its easy application process and fast funding. Many reviewers express gratitude for the great service and professional conduct of the staff, noting that they felt supported during their financial needs.
However, a significant number of complaints arise regarding the extremely high interest rates associated with the loans, with some customers feeling overwhelmed by the repayment terms. While some find the service helpful, others criticize the excessive costs, describing the interest as "psychotic" and "ridiculous." Additionally, a few customers mention delays in loan approval and challenges with customer service communication. Overall, WithU Loans is appreciated for its efficiency and service, but the high fees and interest rates leave many feeling dissatisfied.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.1 | 60 | 100% | — | ● Medium |
Monthly average rating from reviews written by people.
Not enough history for a trend yet: 60 reviews in 1 month. The chart appears once reviews span two months.
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“The application was easy and I received my money right away 😀”
“Asking leading questions about payroll date without confirming that it should be the withdrawal date for payments”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.1 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: WithU Loans is #5 of 5 on overall rating in this group.
60 reviews of WithU Loans. Filter by what matters to you.
700%+ interest rate, not disclosed until confirmation. Asking leading questions about payroll date without confirming that it should be the withdrawal date for payments.
Great good service
Helped me out in my need thank you
The Professional Interaction Double checking my information was entered correctly the quickness of any process I didn’t understand ♥️♥️♥️
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Willingness to help
I do not remember the Loan having a high interest rate, close to 500%. I do not ever remember giving you any of my banking information and all of a sudden the funds of the proceeds did arrive in my bank and now you’re asking for my first payment. I have requested your bank for a one time payment to pay off the whole loan and I have not heard back from your bank Kelly
There the worst loans they charge last free each and every day
Tuve una emergencia y fue muy fácil el proceso.
👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍
I requested to cancel my application immediately
My radiator went out on my vehicle and I had the choice of get my vehicle fixed and not pay my bills or pay my bills and walk to work. I chose to get my jeep fixed. I ended up applying for a loan and was approved. Thank you for the loan to catch up on my bills.
Quick and easy!
Haven’t received the funds yet
PRETTY EASY TO GET LOAD AND PROCESS WAS ESPECTACULAT
Perfect goodd
Happy finalized my loan low payments paid off now they send emails to come back higher amount and maybe lower rates will check them out again.
The agent is very helpful and kind, they help me to finalized my application and get the loan I want .
WithU Loans is a digital platform dedicated to providing consumers with access to personal loans. The company operates by connecting borrowers with a variety of lending options, allowing users to compare rates and terms from different financial institutions. This streamlined approach is designed to simplify the loan application process and enable users to make informed financial decisions. Targeting individuals who require quick and accessible financing solutions, WithU Loans serves a diverse customer base. The platform is particularly useful for those seeking loans for expenses such as home improvements, debt consolidation, or unexpected emergencies. By facilitating transparency in the lending process, the company aims to empower consumers to secure the funding they need efficiently and responsibly.
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