Icongratulations you do not own a car
Got a congratulations you own the car. Called the garage. The car had been double sold. Gutted. Then got refused an alternative by OODLE. Deflating experience to say the least.

Oodle Car Finance is a financial services company that specializes in providing car finance solutions to consumers in the UK. The platform offers a straightforward online application process, allowing customers to determine their pre-approval status for car financing without impacting their credit score. Oodle aims to simplify the car buying experience by cutting out unnecessary steps and facilitating quick access to funds, typically within one working day. Targeting individuals seeking to finance their vehicle purchases, Oodle Car Finance provides competitive rates, including a representative APR of 14.7%. The company's services are designed for those looking to gain confidence in their car buying journey, making it easier for them to secure the right pre-approved financing deal to present to car dealers.
Oodle Car Finance receives overwhelmingly positive feedback, with many reviewers praising the quick and efficient service. Customers frequently highlight the ease of the application process and the supportive staff, noting that transactions feel as straightforward as online shopping.
Reviewers appreciate the prompt responses and transparency throughout the financing process, with many expressing satisfaction with their overall experience. However, a small number of complaints arise regarding issues with vehicle condition and unexpected fees, leading to dissatisfaction among some customers. Despite these criticisms, the majority of users recommend Oodle for its excellent service and hassle-free experience. Overall, Oodle Car Finance is viewed positively by most consumers.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.8 | 1,000 | 100% | -0.1 | ● Low |
Monthly average rating from reviews written by people · latest review Jul 2025.
| Month | Average | Reviews |
|---|---|---|
| Apr 25 | 4.9 | 76 |
| May 25 | 4.8 | 350 |
| Jun 25 | 4.8 | 341 |
| Jul 25 | 4.7 | 233 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“All very clear and quick with no pressure”
“I bought a car through Oodle finance in April 2025”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.8 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.7 out of 5 (good) | 3.6 out of 5 (good) | — | 1,000 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | 3.3 out of 5 (fair) | 1.6 out of 5 (poor) | +39% | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | 1.5 out of 5 (poor) | 1.8 out of 5 (poor) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | — | — | 27 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | — | — | — | 25 |
Bottom line: Oodle Car Finance is #1 of 5 on overall rating in this group.
1,000 reviews of Oodle Car Finance. Filter by what matters to you.
Got a congratulations you own the car. Called the garage. The car had been double sold. Gutted. Then got refused an alternative by OODLE. Deflating experience to say the least.
I was sent a congratulations message. All accepted. Planned my weekend with my kids around picking up my new car. So I called the garage as per the pick up your car message. The garage never knew what I was talking about. Double sold apparently. And got told by cl365 that I’d been declined an alternative by oodle. I’m broken hearted tbh. To get the congratulations message and then to be told I’m actually not the proud owner was hard to swallow but the refusal of an alternative is a slap in the face.
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Oodle Car Finance is a financial services company that specializes in providing car finance solutions to consumers in the UK. The platform offers a straightforward online application process, allowing customers to determine their pre-approval status for car financing without impacting their credit score. Oodle aims to simplify the car buying experience by cutting out unnecessary steps and facilitating quick access to funds, typically within one working day. Targeting individuals seeking to finance their vehicle purchases, Oodle Car Finance provides competitive rates, including a representative APR of 14.7%. The company's services are designed for those looking to gain confidence in their car buying journey, making it easier for them to secure the right pre-approved financing deal to present to car dealers.
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