Where the score comes from

Each source counts by its number of reviews. Only reviews written by people are scored.

Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source	Rating	Reviews	Weight	6-mo	Fake risk
Trustpilot Imported Trustpilot reviews	4.9	77	100%		● Low

4.9 / 5 overall

77 reviews across 1 scored source

How fake risk works ⓘ

Reputation trend

Monthly average rating from reviews written by people · latest review Nov 2025.

Last 3 months: 4.9
12-month avg: 4.9
All-time: 4.9
Category avg: 4.6

Monthly averageCategory average

How it compares

Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Construction & Manufacturing.

Overall rating and review count for this company and similar companies
Company	Overall	Legit	Service	Trend	Reviews
Contractors LiabilityThis company	4.9 out of 5 (good)	100 out of 100	5.0 out of 5 (good)	—	77
Covers Timber & Builders Merchants	4.6 out of 5 (good)	100 out of 100	4.8 out of 5 (good)	—	1,000
Builders Emporium	4.8 out of 5 (good)	100 out of 100	5.0 out of 5 (good)	—	217
GPH Builders Merchants Ltd	4.5 out of 5 (good)	100 out of 100	4.8 out of 5 (good)	+10%	182
Trolha	4.6 out of 5 (good)	100 out of 100	—	—	35

Bottom line: Contractors Liability is #1 of 5 on overall rating in this group.

Contractors Liability FAQ

Quick answers to the questions people ask most.

What does contractors liability insurance cover?

Contractors liability insurance covers property damage and bodily injury claims that may arise from your work activities. It also typically includes coverage for legal defense costs and settlements or judgments up to your policy limits.

Do I need contractors liability insurance if I'm a sole proprietor?

Yes, even sole proprietors should carry contractors liability insurance as personal assets can be at risk in lawsuits. Many clients and job sites also require proof of liability coverage before allowing contractors to work.

How much contractors liability coverage do I need?

Coverage amounts typically range from $500,000 to $2 million per occurrence, depending on your trade and project requirements. Many clients require minimum coverage of $1 million, so check contract requirements and consult with an insurance professional.

What's the difference between general liability and professional liability for contractors?

General liability covers bodily injury and property damage from your work activities, while professional liability covers errors, omissions, or mistakes in your professional services. Many contractors need both types of coverage for complete protection.

All 10 questions →

Are my employees covered under my contractors liability policy?

Contractors liability insurance typically covers claims arising from your employees' work activities. However, you'll also need separate workers' compensation insurance to cover your employees' medical expenses and lost wages if they're injured on the job.

How much does contractors liability insurance cost?

Costs vary widely based on your trade, coverage limits, location, and claims history, typically ranging from $500 to $3,000+ annually. High-risk trades like roofing or electrical work generally pay higher premiums than lower-risk services.

Can I get contractors liability insurance with a poor credit score?

Yes, you can still obtain coverage with poor credit, though it may affect your premium rates with some insurers. Many insurance companies focus more on your business experience, safety record, and trade type than credit scores.

Contractors Liability reviews & trust report

Contractors Liability has a positive customer experience.

Best for

Where the score comes from

Reputation trend

What people praise & complain about

Top praiseof 77 positive reviews

How it compares

Reviews

Customer reviews (77)

Great customer service

Great service

Hector provided a excellent service…

Hector has been very easy to work and quick to respond whenever I need an adjustment made.

Contractors Liability FAQ

What does contractors liability insurance cover?

Do I need contractors liability insurance if I'm a sole proprietor?

How much contractors liability coverage do I need?

What's the difference between general liability and professional liability for contractors?

Are my employees covered under my contractors liability policy?

How much does contractors liability insurance cost?

Can I get contractors liability insurance with a poor credit score?

Alternatives to Contractors Liability

Covers Timber & Builders Merchants

Builders Emporium

GPH Builders Merchants Ltd

Trolha

Line Marker Paint

MK Handyman London

The CrowdTrust Experience⭐

A very professional agent

They’re great company and they’re…

Excellent service

Manuel has been helping me for about 6…

Great experience

Great service

Erich Frank is always polite and…

Happy Customer

Me gustó mucho la atención

What happens if I work without contractors liability insurance?

Does contractors liability insurance cover work performed by subcontractors?

How quickly can I get contractors liability insurance coverage?

About Contractors Liability

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