Was approved for a loan
Was approved for a loan, took a while but finally all worked out good

Leap Credit is an online financial service provider specializing in short-term installment loans designed to meet customers' immediate financial needs. The company offers a streamlined application process that allows individuals to apply for loans from anywhere with internet access. With a focus on efficiency, Leap Credit provides decisions within minutes, and approved funds can be deposited directly into customers' bank accounts, often within one business day. Targeting consumers seeking quick financial relief for unexpected expenses, Leap Credit prioritizes user security and convenience. Their online portal employs advanced security measures to protect personal information, while the Leap Credit mobile app enables customers to manage their loans, make payments, and check balances on the go. By offering accessible financial solutions, Leap Credit aims to bridge the gap for individuals in need of immediate cash flow assistance.
Leap Credit receives a mixed reception from consumers, with many expressing frustration over delayed funding and poor customer service. Numerous reviewers report significant delays in receiving their approved loans, with some waiting weeks only to face unexpected fees and interest charges.
Complaints about fraudulent accusations and unauthorized withdrawals further tarnish the company's reputation. However, there are positive remarks regarding the professionalism and helpfulness of some representatives, with a few customers appreciating the assistance they received during the application process. Despite these positive interactions, the overwhelming sentiment leans negative, primarily due to the issues surrounding loan processing and customer support. Overall, Leap Credit struggles to maintain a positive image amidst a sea of complaints.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 2.6 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Dec 2022.
| Month | Average | Reviews |
|---|---|---|
| Jan 22 | 2.0 | 2 |
| Feb 22 | 1.0 | 1 |
| Mar 22 | 3.0 | 1 |
| Apr 22 | 5.0 | 1 |
| May 22 | 1.0 | 2 |
| Jun 22 | 3.0 | 2 |
| Jul 22 | 3.5 | 2 |
| Aug 22 | — | 0 |
| Sep 22 | — | 0 |
| Oct 22 | 1.5 | 2 |
| Nov 22 | 1.0 | 1 |
| Dec 22 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“The Leap Credit representatives were, knowledgeable, courteous and professional with the service they provided”
“I was approved but the money had not been transferred to my account 10 days later”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 2.6 out of 5 (poor) | 100 out of 100 | 2.8 out of 5 (fair) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: Leap Credit is #5 of 5 on overall rating in this group. On service, Oodle Car Finance scores higher (4.6 vs 2.8).
60 reviews of Leap Credit. Filter by what matters to you.
Was approved for a loan, took a while but finally all worked out good
This place is a scam. I've never applied for a loan with them. They texted me saying to contact Donna. When I call get through to someone she/he wanted me to tell the my soc.sec number I reversed the question with if I have a loan through you what state do I live in? The phone hung up at that point.
Disappointed. Worst experience ever with a loan company. They use the word "fast" but it's been almost 2 weeks and I haven't received the funds I was approved for. I've had 3 people contact me, Kate, John, and Donna. Seemed promising but no positive results yet. Definitely would not recommend.
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Polarized pattern: few middle ratings. 37% of recent reviews are 4–5★ and 57% are 1–2★.
This experience is a nightmare . I was supposedly funded June 17th as of the 25th I have still not been funded and me and my family are stuck 1500 miles from home with no money , unable to get to airport , and have no gas to get there. Leap credit keeps making excuses and have not done anything to resolve the problem . I have received a lot of lip service and excuses but no results . For a company to operate your upper management needs to be able to resolve issues in a timely manner . I really would never refer this company to anyone . I will be stuck in Colorado til finds areive . But I will accumulate bills at 800.00 dollars a day til I get to leave Colorado . Sad a 1500.00 loan can’t be funded for 7 days when website says 1-2 days . Upper management has not responded once after me calling at least 20 times . BAD BUSINESS !!!!!!!!
I didn't take out no loan with this Company and they have been hitting my account when they feel like talking about 2018. My account number has been changed and I don't know how they got the new one.My bank said it. was set up on there end.I have waited to talk with someone but to no prevail.My lawyer is getting involved now cause this Company is fraud and I never received any money from them.My bank said they never have deposited in my account.Fraud Fraud Fraud and they will get caught!!!!!
I never initiated a loan with this company. In 2021 I began receiving emails and letters showing a payment plan for a loan. Upon contacting I was told that it was a two year old loan and they are collecting now post covid. I disputed directly with Leap Credit. They informed me funds went to a 5 years old and closed account number of mine. They informed me for them to stop collection I needed to dispute with credit agencies. I couldn't, it's not valid or on my credit. I went back and forth with them on a few phone calls, to no avail. Then an email was sent linking to their website with automated settlement options. I weighed the time and cost of court to fight the fraudulent loan and realized I could settle for much less ($200-ish dollars). So I begrudgingly took that option. Received a confirmation of loan PAID OFF and yet two weeks later leap credit reaches out with another email stating my loan is active (for a new amount, mind you) and still showing old closed account info. Scammers if you ask me....
I absolutely wish I never got this loan. It was a ridiculous and in some states illegal, interest rate. I would not tell anyone I know to get this loan.
Took unauthorized money from my bank account. Spoke with a rep, they confirmed it, tho weren’t much help. Told me to send images and documents to the support email. Did so and have received no reply. Still have money missing from my bank account. Two months earlier in February I got an email stating that I would have a draft for this same amount coming from my account. Emailed the company and never got a reply then. February draft never came out. This time on April 12th I never received an email stating it was coming out. Still no refund of the money they stole. This place is a terrible and fraudulent business. And by the other reviews I’m seeing it’s not a one time error.
The people are great they Handel everything and explain everything sent the documents to me for signing I got them signed and was approved I got the money in my account the same day like I said good people they dedicated their self to helping me thank you very much
Absolutely do not use this company, loan has been paid off for years. Continue to get letters, stating past due. Verified loan paid off. And today they are taking money from my account. Call and they say it’s a computer mistake!!! This is so unprofessional. How do you steal money from people? This is illegal. You caused my bank account to be overdrawn! Never ever use leap credit!
I wish they would allow 0 stars. This company is a total FRAUD. I just wrote a complaint about this company drafting my account, and yet they did it again this month. They should be CLOSED DOWN for the crap they do. I NEVER applied for a loan; money was put in my account that I never applied for 2 years ago. Fast forward, and they are still drafting my account. In March, they claimed it was a computer glitch and that they would get rid of my information, and yet this month, they drafted my acct again but couldn’t think of an excuse this time. Understand I NEVER applied for a loan with this company. They are quick to issue an apology for their fraudulent behavior, but the behavior is still the same.
Do not use this loan company. I do not care how many positive reviews. After the last time they took money and I got that reversed, they did it again. AGAIN, DO NOT USE THEM.
Leap Credit is an online financial service provider specializing in short-term installment loans designed to meet customers' immediate financial needs. The company offers a streamlined application process that allows individuals to apply for loans from anywhere with internet access. With a focus on efficiency, Leap Credit provides decisions within minutes, and approved funds can be deposited directly into customers' bank accounts, often within one business day. Targeting consumers seeking quick financial relief for unexpected expenses, Leap Credit prioritizes user security and convenience. Their online portal employs advanced security measures to protect personal information, while the Leap Credit mobile app enables customers to manage their loans, make payments, and check balances on the go. By offering accessible financial solutions, Leap Credit aims to bridge the gap for individuals in need of immediate cash flow assistance.
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