Lunna Loans is a financial services company specializing in personal loans designed to simplify various financial needs for consumers. The company aims to help individuals consolidate high-interest debts, such as credit cards, into one manageable monthly payment. Lunna Loans provides a straightforward online application process, enabling customers to receive quick, free quotes without impacting their credit scores. Targeting a diverse customer base, Lunna Loans offers flexible payment options and fast online approvals, ensuring accessibility for those seeking personal financing solutions. With a focus on transparency, the company has no prepayment fees or hidden charges, making it a viable option for individuals looking to refinance existing loans or manage their personal finances more effectively.
Lunna Loans receives overwhelmingly positive feedback from customers, with many praising the quick and straightforward loan process. Reviewers highlight the exceptional service provided by staff members like David and Maryann, who go above and beyond to assist clients, ensuring a smooth experience without hidden fees or confusing terms.
The ease of navigating the website and the rapid approval times are frequently mentioned as significant advantages. However, a few critical reviews express dissatisfaction, particularly regarding miscommunication about loan offers and a push for debt consolidation that some found unwelcome. Despite these concerns, the majority of consumers report high satisfaction and recommend Lunna Loans for its efficient service and supportive staff.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.7 | 60 | 100% | +0.4 | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Nov 24 | 4.5 | 4 |
| Dec 24 | 5.0 | 11 |
| Jan 25 | 5.0 | 8 |
| Feb 25 | 4.2 | 5 |
| Mar 25 | 4.4 | 7 |
| Apr 25 | 4.3 | 3 |
| May 25 | 5.0 | 7 |
| Jun 25 | 4.2 | 5 |
| Jul 25 | — | 0 |
| Aug 25 | — | 0 |
| Sep 25 | 5.0 | 10 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“I’ve recommended this service to friends because they made borrowing money so simple”
“If you mis-represent the initial letter, and waste my time, it will be one star all day”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
 | 4.7 out of 5 (good) | 67 out of 100 | 5.0 out of 5 (good) | +1% | 60 |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: Lunna Loans is #3 of 5 on overall rating in this group.
60 reviews of Lunna Loans. Filter by what matters to you.
Over a year ago
David at Lunna Loan handled my application with care. I wasn’t sure if I would qualify, but he assured me he’d do his best. The whole process was quick and painless. David checked in several times to... See more
Over a year ago
Overall, I’m very satisfied. If you need a quick loan, this is a good option.
Over a year ago
The whole process was smooth, and I didn’t have to wait days for approval.
Over a year ago
Maryann from Lunna Loan went above and beyond for me. I had been turned down by a couple of other lenders, and I was feeling discouraged. She took the time to listen to my needs, went over my document... See more
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
David at Lunna Loan handled my application with care. I wasn’t sure if I would qualify, but he assured me he’d do his best. The whole process was quick and painless. David checked in several times to keep me updated, which made me feel valued. I wouldn’t hesitate to come back here for future financial needs.
Overall, I’m very satisfied. If you need a quick loan, this is a good option.
The whole process was smooth, and I didn’t have to wait days for approval.
Maryann from Lunna Loan went above and beyond for me. I had been turned down by a couple of other lenders, and I was feeling discouraged. She took the time to listen to my needs, went over my documents carefully, and found a way to get me approved without unnecessary stress. She even called to check in after everything was finalized. That personal touch meant a lot to me, and I’ll always recommend her to anyone in need of a trustworthy loan company.
Everything was clear from start to finish. No confusing terms or hidden costs.
Surprised how simple it all was. Filled out the form, got approved quick and money in my account same week.
The website was easy to navigate, and I got my loan without any problems.
I’ve recommended this service to friends because they made borrowing money so simple.
I was able to get a loan without much paperwork, which was a big plus for me.
Paul and Alexis both assisted me and they were fantastic. Professional, polite, and genuinely helpful. I’ll definitely use Lunna Loan again.
If you mis-represent the initial letter, and waste my time, it will be one star all day. 1. Loan offer? / False: Pushed for Debt consolidation after asking me what I needed the money for (none of your business by the way since you contacted me via mail). 2. 4.5% APR / False: Unwanted Loan Consolidation was 4.9% ( Don't act like you are doing me a favor, this is offensive). 3. Pushy Sales tactics. Finally had to block the email address and phone number. After I ran the numbers, it was simply cheaper for me to pay everything off my self in 14 months instead of having Lunna stretch me a period of 5 years (even if there is not penalty for early payoff). 4. Started getting unwanted phone calls from other debt consolidation company's after dealing with Lunna Loans, although I am on the "Do not call register". Coincidence? I can neither confirm or deny.
They made borrowing money simple and fast, which is exactly what I needed.
I’ve used them twice now, and both times the service was smooth. No hassle, no fuss. Just what I needed.
Honestly, I wasn’t expecting this level of service. Friendly staff, fast approvals, and no headaches.
Lunna Loans helped me consolidate my debts with a fair rate and flexible repayment terms. Truly a lifesaver...
I was skeptical about online lenders but Lunna Loans exceeded my expectations. Secure portal, easy document upload, and friendly reps. A+ service
As a single mom, finances can get tight. Lunna Loans offered me the support I needed without judgment. The repayment plan is manageable and stress-free.
Great customer service. Their team actually listens and offers practical advice instead of pushing products. I’m glad I went with Lunna Loans for my small business expansion
I’ve worked with a few lenders over the years, but none were as transparent and kind as Lunna Loans. Their interest rates were fair, the communication was clear, and I always knew where I stood. Very impressed
Their team answered all my questions patiently and helped me choose a loan that fit my budget. Very professional and kind
Lunna Loans is a financial services company specializing in personal loans designed to simplify various financial needs for consumers. The company aims to help individuals consolidate high-interest debts, such as credit cards, into one manageable monthly payment. Lunna Loans provides a straightforward online application process, enabling customers to receive quick, free quotes without impacting their credit scores. Targeting a diverse customer base, Lunna Loans offers flexible payment options and fast online approvals, ensuring accessibility for those seeking personal financing solutions. With a focus on transparency, the company has no prepayment fees or hidden charges, making it a viable option for individuals looking to refinance existing loans or manage their personal finances more effectively.
This profile hasn't been claimed by the business owner.
