Altas rewards member
The borrowing amount was fair and well needed. It’s very helpful with keeping up with my finances and advice.

Atlas - Rewards Credit Card is a financial technology company that offers a modern credit card solution designed to assist individuals in building credit while earning cash back. The card is notable for its higher approval rates, making it accessible to those without an existing credit history. Customers can apply swiftly through the Atlas app, receiving approval in under two minutes. The Atlas credit card features a rewards program that allows users to earn cash back at over 50,000 locations, including popular subscription services and everyday essentials. Additionally, Atlas provides integrated services such as a subscription manager and early paycheck access, all bundled at a competitive price. The company's target market includes individuals seeking to establish or improve their credit score while enjoying financial rewards and benefits.
Atlas - Rewards Credit Card receives high praise from many users, with 87% of reviews reflecting a positive experience. Customers frequently highlight the significant boost to their credit scores, with several noting that Atlas has been instrumental in their financial recovery.
The application process is described as seamless and straightforward, making it easy for new users to get started. However, some reviewers express frustration with account management issues, including difficulties in resetting passwords and closing accounts, which detracts from the overall experience. Despite these complaints, the majority of feedback emphasizes the helpfulness of the staff and the effectiveness of the credit-building features. Overall, Atlas is well-regarded for its credit support, though there are notable areas for improvement in customer service.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.5 | 60 | 100% | ● Medium |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Aug 25 | 4.6 | 38 |
| Sep 25 | 4.3 | 22 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Credit card was easy to apply for the approval process was seamless and Quick”
“I'm I always email them asking them if they could reset my password or help me get log back onto my account and I hav...”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Trend | Reviews |
|---|---|---|---|---|---|---|
| 4.5 out of 5 (good) | 100 out of 100 | 3.4 out of 5 (fair) | 4.6 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | — | 1,060 |
Bottom line: Atlas - Rewards Credit Card is #4 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 3.4).
60 reviews of Atlas - Rewards Credit Card. Filter by what matters to you.
The borrowing amount was fair and well needed. It’s very helpful with keeping up with my finances and advice.
I'm learning to save, and manage my credit card.
I love atlas its a good backup for me when I need it
Helped explain good and bad credit habits. Kept track of all my financial transactions and goals
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
Everything on down to the customer service and the perks they have for you to earn and earn money as you go. Plus build your credit in the process. So GREAT company
A Great Card to Have in your wallet at all times the Benefits I get for using the the Atlas card is outstanding
The worst. Don’t use this company. Everything takes too long to do, no support, chat bot is non responsive. No live chat to help, no phone to help I set my direct deposit with my company with enough time. The deposit shows pending, They state I need to get with employer if not deposited by next day 10am It’s now the next day 4pm Nothing. The automated message is no help. This is terrible I have no gas, no money, stranded
I truly enjoy this card. It helps me keep my stuff together as far as not running up a bill that I cant pay. It has helped my credit report. My credit score has gone up since I got it. Definitely would recommend to friends and family.
It work pretty much hassle free which is great
Love the app, I am having issues with loging in to my app and they are still taking payments out of my bank. If I can actually get into the app again and start using my card I'd feel much better.
Promote response and great customer service
Not quite what I was expecting & I’m still trying to figure it out
Atlas has helped raise my credit so quickly! I definitely recommend Atlas.
Has really helped me improve my credit. I highly recommend them.
So far, so good. Hard to tell this early. Can’t wait to see for it helps my credit!
What a great experience would recommend to family and friends great for starters with no credit just great all around thanks
Atlas, gives a clear understanding of how the transformation of your credit score takes place. Step by step they are there to help guide and motivate you toward credit success.
Atlas - Rewards Credit Card is a financial technology company that offers a modern credit card solution designed to assist individuals in building credit while earning cash back. The card is notable for its higher approval rates, making it accessible to those without an existing credit history. Customers can apply swiftly through the Atlas app, receiving approval in under two minutes. The Atlas credit card features a rewards program that allows users to earn cash back at over 50,000 locations, including popular subscription services and everyday essentials. Additionally, Atlas provides integrated services such as a subscription manager and early paycheck access, all bundled at a competitive price. The company's target market includes individuals seeking to establish or improve their credit score while enjoying financial rewards and benefits.
This profile hasn't been claimed by the business owner.