I was misled by false reviews and…
I was misled by false reviews and nearly lost everything. I owe everything to those in the bio who stepped in when I needed it most.

Axos Bank is an online banking institution that offers a range of financial services including checking and savings accounts, as well as lending options. The company provides customers with high-yield savings opportunities, featuring competitive annual percentage yields (APY) and no monthly maintenance fees. Axos Bank caters to both personal and business clients, aiming to simplify banking through its user-friendly digital platform and mobile app. With a commitment to security and customer support, Axos Bank ensures that clients have access to advanced data protection and digital security tools. The bank's services are designed to meet the needs of tech-savvy consumers looking for efficient banking solutions, making it a suitable choice for individuals seeking to manage their finances conveniently and securely online.
Reviews for Axos reveal a predominantly negative sentiment, with many customers expressing frustration over misleading advertising and hidden fees. While some reviewers appreciate the service as "safe and quick," these positive remarks are overshadowed by complaints about deceptive interest rates and unauthorized changes to accounts.
One customer warns others to "stay away" due to unexpected charges, such as a 1% fee for final payments made over the phone. Additionally, issues with responsiveness from loan officers after initial contact further contribute to dissatisfaction. Overall, the majority of feedback highlights significant concerns regarding transparency and customer service, leading to a largely unfavorable view of the company.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Low volume · weighted down | 1.8 | 6 | 100% | ● Not enough data |
Monthly average rating from reviews written by people · latest review Aug 2025.
| Month | Average | Reviews |
|---|---|---|
| Feb 25 | 1.0 | 1 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | — | 0 |
| Jul 25 | 3.0 | 2 |
| Aug 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 6 most recent reviews.
“stay away as much is possible, many hidden fees, after I pay 35 months everything on time online, last payment you ha...”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Shopping & Fashion.
| Company | Overall | Legit | Trend | Reviews |
|---|---|---|---|---|
| 1.8 out of 5 (poor) | 67 out of 100 | — | 6 | |
| 1.3 out of 5 (poor) | 100 out of 100 | — | 1,000 | |
| 2.9 out of 5 (fair) | 100 out of 100 | +4% | 1,000 | |
| 4.9 out of 5 (good) | 100 out of 100 | +2% | 397 | |
| 2.6 out of 5 (poor) | 100 out of 100 | +12% | 368 |
Bottom line: Axos is #4 of 5 on overall rating in this group.
6 reviews of Axos. Filter by what matters to you.
Over a year ago
I was misled by false reviews and nearly lost everything. I owe everything to those in the bio who stepped in when I needed it most.
Over a year ago
What went wrong? Deceptive advertising! interest of 4.66 was promised and when I looked into my accounts after a lot of money was transferred to these accounts I came to learn - only by searching -... See more
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I was misled by false reviews and nearly lost everything. I owe everything to those in the bio who stepped in when I needed it most.
What went wrong? Deceptive advertising! interest of 4.66 was promised and when I looked into my accounts after a lot of money was transferred to these accounts I came to learn - only by searching - that I was ONLY receiving 1.44 percent. when I called I was given a polite and verbose explanation of the additional conditions I had to meet....so I withdrew all my monies and back to a 3.60 % without any conditions whatsoever.
stay away as much is possible, many hidden fees, after I pay 35 months everything on time online, last payment you have to make it over the phone to be charged 1% extra just to finish the payment, this is ridiculous, after getting thousands of dollars in interest they can’t take the last payment online? as I said “Stay away”
I took out a mortgage from Axos Bank in July 2024. Initially, the loan officer was responsive, but after the appraisal came in lower than the offered price, they changed the down payment amount without approval. After that, things got even worse: the loan officer became almost non-responsive and did not recognize the site condo as a separate entity, not as a condominium. Having it listed as a condominium meant that I had to pay points to lower the interest rate. To top everything off, during the closing, they showed the paid points were used to decrease the interest rate by 0.125, although I was quoted a reduction of the interest rate by 0.375 two weeks before the closing. I would have accepted the slightly higher interest rate if they had offered it to me. I asked for the closing documents to be amended if the 0.125 decrease is not correct, but they did not do it, so I guess keeping me in the dark worked to get more money. I gave them two stars because they did not charge me origination fees, and I closed on time. I would not recommend Axos to anyone buying a home in Michigan.
These people conspire with thieves, they lie and you should keep your money else where. I provided them with indisputable proof documentation of a fraudulent business that has been sued for "Breach of Contract Fraud" yet Axos, first constantly violates Regulation E and in fact did not return the stolen funds. And refused to provide the alleged documentation the fraudulent business provided to them. They FAILED!
Axos Bank is an online banking institution that offers a range of financial services including checking and savings accounts, as well as lending options. The company provides customers with high-yield savings opportunities, featuring competitive annual percentage yields (APY) and no monthly maintenance fees. Axos Bank caters to both personal and business clients, aiming to simplify banking through its user-friendly digital platform and mobile app. With a commitment to security and customer support, Axos Bank ensures that clients have access to advanced data protection and digital security tools. The bank's services are designed to meet the needs of tech-savvy consumers looking for efficient banking solutions, making it a suitable choice for individuals seeking to manage their finances conveniently and securely online.
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