Works great made my score increase
Works great made my score increase

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Works great made my score increase
Within 72 hours of signing on with Rental Kharma my two year record of rent payments appeared on Transunion and Equifax! In addition all of my questions were answered in a timely and courteous manner. Chloe and Lindsey were fantastic. Great job Ladies!
I called Credit Karma for questions about their services. I spoke with Chloe who was absolutely amazing and provided me with great customer service and updates every step of the way. Chloe, you are a Rock Star…🤘🏼🌟
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Not enough information online website for your own account
I am so happy that I chose Rental Kharma! They reported my history as promised and they continue report every month! Great Service and worth the price!😁
Good service!
Wasn’t helpful at all
There was a little clarification at the beginning that needed to take place regarding which credit bureaus they report my payment history to. After that was clarified all went well. I'd recommend using them.
I’m grateful for the services they offer. It’s truely increasing my credit score monthly.
Thank you Rental Khama. You were able to raise my credit score 51 points. I sincerely appreciate you assistance. Ray. Boca Raton, FL
I admittedly so was just a little bit skeptical at first but they’ve been amazing and since enrolling they have added a second credit bureau so two out of the three will report and it’s the real deal they talk to your landlord and take care of everything it’s definitely helped my credit and the nice part is you don’t have to take on additional debt to do so! 5/5 Highly Recomend!
Easy to communicate and fast reporting
I am happy we signed up, not sure how much it's helped. Credit report does not show me that.
Not for Fair/Good Credit....This service is for people who are new to credit repair and NOT FOR ANYONE LOOKING TO BOOST SCORE, with Good/Fair credit rating. My credit score did not increase as a result of the service. I ended up hiring a law firm to handle my credit items but I did not see any increase from adding this service At All.
So glad I found Rental Khama! My credit score has increased just in the 2 months that I’ve been using Rental Khama! Definitely a must!
Points raise every month
Great for building credit
During the pandemic, being able to record and receive credit for your rent payments could work in your favor.
They are doing an amazing job on boosting my credit score
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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