Great experience
Great experience! Verification process went very smoothly. Worked with Cassie and she was great! Very thorough and warm.

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Great experience! Verification process went very smoothly. Worked with Cassie and she was great! Very thorough and warm.
Thanks to Eric who works in rental kharma has helped me a lot in the process and improve my credit thanks to the already rental kharma they have treated me in an excellent way, very kind, very patient and attentive and willing to serve and help with any questions or problems and in advise to make the best decision and also the availability of being able to speak in English but also in Spanish! A 10 and personalized service and it has helped me a lot with my ITIN and be able to create credit and increase my credit score
I recently signed up with Rental Kharma and the customer service with Cassie was AMAZING (I really MEAN she was amazing I was SKEPTICAL because of so much fraud going and didn’t want to share my password and username to resident portal for my rental payments without my help Cassie got the job done SORRY Cassie) I'm excited about building my personal credit by paying my rent. I will recommend this service to others.
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
I was very pleased with my experience Aften she was super helpful and very informative.
I would like to send a special thanks to Chloe and the entire Rental Kharma team. I truly appreciate Chloe’s professionalism and extensive knowledge. Her customer service and turn around time were amazing. You definitely have 2 very happy Celebrity Clients.
Aften is a really great agent! she followed up after my rental company was being lazy and unresponsive. She fought the battle and won the war for me! my rental history is on the way to the credit people! Thank you Aften !
Ive been trying to call for 2 days now because i received an email that my account is on hold until verifying information. Ive left messages as well no return call.
I just signed up with rental karma so I don't have a review yet on the actual service but I do have a review on the customer service I was helped by a wonderful woman named Aften and she was amazing she was polite and informative very helpful very very fast she expedited her call to our landlord and got everything sent to the bureau within 45 minutes of talking to us she was amazing again her name is Aften and she provided us with wonderful excellent service
I was having trouble updating my card on my account. I kept adding it on the site but unfortunately it kept charging my old card which wasn’t active. Erik Vasquez helped me resolve the card issue and made sure everything was good as far as future transactions. Thanks again for the amazing customer Service.
I spoke with Rachel she was very helpful very patient She went above and beyond to help solve my problem ! Because of Rachel I would Recommend rental karma to all my family and friends
Rachel helped me get everything set up in order to report my rental payment history. She was awesome! Very helpful and had a great personality, which allowed me to feel comfortable asking questions. She is an asset to Rental Kharma!
We were referred to Rental Kharma by our mortgage company as we were trying to purchase a home. We did not have a lot of recent credit. From day one, we received excellent customer service. Due to their help in adding our 6 year + of rental history, we were able to get approved for our home loan. I would highly recommend Rental Kharma to anyone needing help in boosting their credit score!
Rental Kharma has helped me build credit tremendously at my age of 18 . If you need to build credit and need more lines of credit on your credit profile , they are the way to go
So where do I start I started this process October 27 paid my fee and they were very precise on calling to get my rental verified once they verified it they told me everything was fine and to keep a eye out on my credit report I checked my credit report today which is literally seven days later and my score increased 73 points which is more than I expected I am beyond impressed I am very very excited to start my credit journey and I’m looking to buy a house in 2022 so thank you rental karma so much you guys are a blessing
I would never have guessed that Rachel was new to your organization. Rachel was able to confirm my rent verification within an hour. Rachel is professional and thorough. Thanks for putting me on the path to increase my credit score!
Credit karma management was so helpful with a concern I was having and was able to immediately take care of it. I would recommend this company to a lot of friends and family.
Rachel did excellent, handled everything on 1 call, plus got my money😂. Thanks
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
This profile hasn't been claimed by the business owner.