Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
Reviewers consistently praise Builders Risk for its exceptional customer service and efficiency. Many highlight the helpfulness and friendliness of staff members like Rhea Mae and Leander E., noting that their quick responses and willingness to assist make the process smoother.
Customers appreciate the ability to compare policies easily and receive same-day quotes, often at competitive prices. However, a few reviews mention concerns about the cost of policies, suggesting that some may find them expensive compared to other agencies. Despite these minor complaints, the overwhelming sentiment reflects satisfaction with the service provided. Overall, Builders Risk is recognized as a reliable choice for insurance needs, particularly for contractors.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.9 | 442 | 100% | +0.1 | ● Low |
Monthly average rating from reviews written by people · latest review Jul 2025.
| Month | Average | Reviews |
|---|---|---|
| Mar 25 | 5.0 | 2 |
| Apr 25 | 4.9 | 7 |
| May 25 | 5.0 | 6 |
| Jun 25 | 5.0 | 16 |
| Jul 25 | 5.0 | 24 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 442 most recent reviews.
“Very efficient and good customer service”
“Will not use again”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Insurance.
| Company | Overall | Legit | Service | Value | Quality | Trend | Reviews |
|---|---|---|---|---|---|---|---|
 | 4.9 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.6 out of 5 (good) | 5.0 out of 5 (good) | — | 442 |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 5.0 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 3.9 out of 5 (good) | — | — | 1,060 | |
| 4.9 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.9 out of 5 (good) | — | — | 60 |
Bottom line: Builders Risk is #2 of 5 on overall rating in this group. On value, Travel Insurance Saver scores higher (4.9 vs 4.6).
442 reviews of Builders Risk. Filter by what matters to you.
Great company and amazing rates! I worked directly with Rhea Nies and she was GREAT! She was patience and answered all of my questions; with a smile in her voice. I highly recommend this company!
Maryfe Diaz provided outstanding customer service. She was very professional as well as knowledgeable in regards to explaining the insurance policies. She also provide me with several quotes. I believe she is a great asset to your company.
Building a new house the bank required a builders risk policy, something my insurance company does not offer. Fortunately I found Rhea Ramos at Farmer Brown who was outstanding in helping me through the process. I had lots of questions while being under pressure to get the policy ASAP. Rhea was great, very patient, and very businesslike in her timely communication and helping me to gather all the information that I needed. I am very a very satisfied customer.
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I was extremely satisfied with the job Erich did for us during the construction phase of our new home and afterwards. He is professional, knowledgeable, polite, and always follows up when he says he will. I highly recommend working with Erich.
Ask for Danny, if he's unavailable then he's worth the wait. I was very skeptical reading the other reviews before initiating conversation with Danny because there are honestly a ton of 4 and 5 star reviews happening frequently. I thought they were buying reviews but after about fifteen minutes of the online chat with Danny I was much less skeptical, and one email later I was satisfied. I've been working with Danny for two weeks now on getting everything figured out for my LLC insurance. He's patient and has a sense of humor, the top two qualities you want when looking for insurance. I don't think Danny knew what he was getting into when he was connected to me the first time for chat, but I hope to continue our partnership in working together and I look forward to working with him for future insurance inquires too. I'm already forgetting the anxiety I started with two weeks ago because I had no clue what I was trying to do or what I really needed and Danny was sure to explain what I needed and what was not necessary so in the end he saves me money doing that. Tell him the funny guy from Trustpilot sent you.
Kat has been a great help in assiting mme with insurance.
Mary Grace and and our agent, Thomas Ponsot at John Brown have been amazing. Very timely on everything, and Mary Grace gets me back certs within minutes. Love working with both of them. Cindy Assured Roofing
Yes, I would recommend this company to more people. Gustavo Alvarez was an excellent customer service. He was great!!
I have been in business for a couple years and have ran into so many problems with insurance. Finding the right policy, being able to obtain the right coverage, its overwhelming and if you have an insurance broker that doesn't know their products, you might as well give up. Renzo has been wonderful to work with and is very knowledgeable about his products. We are moving all of our business over to him and his group . Renzo moves at the speed of business .
Fast service
Rhea Ramos was very professional and responsive. Rhea is doing a great job.
Very kind and fast.
Quick, easy and thorough. Will definitely use the group again. Thank you Jurgen!
Competitive rates and helpful staff. Renzo patiently answered all my questions so that I could relax and focus on my business.
Excellent Service
Thank you Renzo figueroa for helping us with our insurance policy and getting us a great deal and for all your help rivasroofing
Thank you, Daniel Ramirez ..for the VIP treatment. I appreciate your guidance throughout the insurance application process. And, for accurately speaking about the options available for my renovations company. I highly recommend Daniel @ John Brown Insurance Agency.
Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
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