The best insurance company I’ve ever…
The best insurance company I’ve ever worked with!!!!

Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
Reviewers consistently praise Builders Risk for its exceptional customer service and efficiency. Many highlight the helpfulness and friendliness of staff members like Rhea Mae and Leander E., noting that their quick responses and willingness to assist make the process smoother.
Customers appreciate the ability to compare policies easily and receive same-day quotes, often at competitive prices. However, a few reviews mention concerns about the cost of policies, suggesting that some may find them expensive compared to other agencies. Despite these minor complaints, the overwhelming sentiment reflects satisfaction with the service provided. Overall, Builders Risk is recognized as a reliable choice for insurance needs, particularly for contractors.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.9 | 442 | 100% | +0.1 | ● Low |
Monthly average rating from reviews written by people · latest review Jul 2025.
| Month | Average | Reviews |
|---|---|---|
| Mar 25 | 5.0 | 2 |
| Apr 25 | 4.9 | 7 |
| May 25 | 5.0 | 6 |
| Jun 25 | 5.0 | 16 |
| Jul 25 | 5.0 | 24 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 442 most recent reviews.
“Very efficient and good customer service”
“Will not use again”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Insurance.
| Company | Overall | Legit | Service | Value | Quality | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.9 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.6 out of 5 (good) | 5.0 out of 5 (good) | — | 442 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 5.0 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 3.9 out of 5 (good) | — | — | 1,060 | |
| 4.9 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.9 out of 5 (good) | — | — | 60 |
Bottom line: Builders Risk is #2 of 5 on overall rating in this group. On value, Travel Insurance Saver scores higher (4.9 vs 4.6).
442 reviews of Builders Risk. Filter by what matters to you.
The best insurance company I’ve ever worked with!!!!
Prompt and courteous service by Mary Grace Alandria. I appreciate her help.
Mr. Renzo Figueroa assisted me with obtaining builder's risk insurance for some properties. He provided excellent customer service in a prompt manner. We tried many other companies before reaching out to Farmer Brown. Due to Mr. Figueroa, Farmer Brown has become our first choice moving forward.
My experience with Thomas Ponsot and Mary Grace Alandria has been wonderful. Very friendly, knowledgeable and personable.
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Mary and the whole Farmer Brown team have been great to work with. Very professional prompt service.
Thank you Renzo Figueroa for helping my small business be that much more successful and setting us up with the most adequate liability insurance. Reliable and efficient!
Great service from Renzo!
Ivy was incredibly helpful!! She took the time and patience to help satisfy my request despite email issues. She was kind, eager to help, and followed up with me several times along the process. She was amazing! :)
Great Customer Service from the Farmer Brown Team !!! A special thanks to Ivy who provided outstanding customer service.
Renzo did a excellent job helping me obtain insurance , very professional!
Received prompt service from Ivy and Mary Grace. Both were very professional and a pleasure to work with. Thank you.
Very fair prices and great turn around time. If you need a policy today, they are the best company to try!
from the first day we contacted renzo figueroa for help for our business and car insurance, everything went well. thanks for all your help renzo.
Daniel gave unbelievably effective and efficient service that far exceeds the 5 star rating I am limited to in this review. I needed immediate attention as the homeowner's policy on my home lapsed. I was no longer eligible for a homeowner's policy as the house was under construction and vacant. Farmer Brown immediately quoted and placed me with a builders risk carrier. Daniel with Farmer Brown took over after the initial customer service hand off and walked me through the entire process. After two follow up calls, he found me an unbelievable rate with an excellent insurer and had full, multi peril coverage bound within 3 hours of my initial inquiry. To say that I was pleased with Farmer Brown's service would be the understatement of the year.
I was told by my bank that i needed to get a Builders risk policy.I was not sure what a Builders risk policy was about so i called the Builders risk number and Gio assisted me throughout the process.She got me a quote within 2 hours and I was ale to buy the policy the same day.She answered all of my guestions and was very helpful assisting me work the woke process....
Gio has assisted me with a policy that I had no idea that I even needed until the last moment. HER INFORMATION HAS HELPED ME A GREAT DEAL! If anyone ever needs assistance to get a “Builders Policy”, I would recommend Gio!!
Gio Santamaria sold me a Builder’s Risk Policy and she was extremely helpful to me. I recommend her to anyone who also needs a policy as well . Thanks again
Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
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