Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
Reviewers consistently praise Builders Risk for its exceptional customer service and efficiency. Many highlight the helpfulness and friendliness of staff members like Rhea Mae and Leander E., noting that their quick responses and willingness to assist make the process smoother.
Customers appreciate the ability to compare policies easily and receive same-day quotes, often at competitive prices. However, a few reviews mention concerns about the cost of policies, suggesting that some may find them expensive compared to other agencies. Despite these minor complaints, the overwhelming sentiment reflects satisfaction with the service provided. Overall, Builders Risk is recognized as a reliable choice for insurance needs, particularly for contractors.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.9 | 442 | 100% | +0.1 | ● Low |
Monthly average rating from reviews written by people · latest review Jul 2025.
| Month | Average | Reviews |
|---|---|---|
| Mar 25 | 5.0 | 2 |
| Apr 25 | 4.9 | 7 |
| May 25 | 5.0 | 6 |
| Jun 25 | 5.0 | 16 |
| Jul 25 | 5.0 | 24 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 442 most recent reviews.
“Very efficient and good customer service”
“Will not use again”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Insurance.
| Company | Overall | Legit | Service | Value | Quality | Trend | Reviews |
|---|---|---|---|---|---|---|---|
 | 4.9 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.6 out of 5 (good) | 5.0 out of 5 (good) | — | 442 |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 5.0 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 3.9 out of 5 (good) | — | — | 1,060 | |
| 4.9 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.9 out of 5 (good) | — | — | 60 |
Bottom line: Builders Risk is #2 of 5 on overall rating in this group. On value, Travel Insurance Saver scores higher (4.9 vs 4.6).
442 reviews of Builders Risk. Filter by what matters to you.
We are very pleased with the level of service that we received from Paula. She was very helpful and efficient in helping us secure our Builders Risk policy. This is our second time working with Paula and I would highly recommend her.
I am very much satisfied with the service and the insurance coverage I got! Great customer service from Julia!
My experience was smooth. Great service e
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Julia, my agent, has been helpful and patient with me. I got all my insurance needs the same day I have requested it. Great customer service! Kudos!
Excellent service
Miss Julie Cuering provided me with excellent Customer service! Give her a hefty raise!
Ms. Julie Cuering was more than I expected. She efficiently catered to my needs & helped me all the way.
I never had any difficulty in dealing with my agent, Julia Cuering. She helped me with my insurance needs in a timely manner. She’s very professional and friendly, definitely an asset to the company.
This insurance company has met all my expectations and more, I would recommend this insurance company to all of my friends and family. I would also like to recommend and acknowledge Luis T. Carbonell for all of his expertise as well as his dedication to serving the customers. Mr.Carbonell really goes the mile when helping the customer find the insurance that best fit your needs.
I have always been satisfied with my insurance agent, Julia Cuering! She is always readily available whenever I have queries about my property insurance. She is very professional and impressive with her work. Thank you!
Highly, highly recommend to anyone who likes,
It was a very smooth process. My agent, Julia Cuering, made a great job in helping me with my insurance needs.
Paula Manura helped me with our insurance. She was nothing short of the most patient and helpful person I've ever dealt with...if it hadn't been for Paula, I would have given up; you see, I'm an older customer without much experience on computers. Paula walked me through every step, provided alternatives and was just such a nice person to work with. Thank you Paula!
Andrea was very helpful for getting me an affordable policy to cover my building project. The turn around was very quick and helped me keto my lenders requirements satisfied. Thanks
Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
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