Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
Reviewers consistently praise Builders Risk for its exceptional customer service and efficiency. Many highlight the helpfulness and friendliness of staff members like Rhea Mae and Leander E., noting that their quick responses and willingness to assist make the process smoother.
Customers appreciate the ability to compare policies easily and receive same-day quotes, often at competitive prices. However, a few reviews mention concerns about the cost of policies, suggesting that some may find them expensive compared to other agencies. Despite these minor complaints, the overwhelming sentiment reflects satisfaction with the service provided. Overall, Builders Risk is recognized as a reliable choice for insurance needs, particularly for contractors.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.9 | 442 | 100% | +0.1 | ● Low |
Monthly average rating from reviews written by people · latest review Jul 2025.
| Month | Average | Reviews |
|---|---|---|
| Mar 25 | 5.0 | 2 |
| Apr 25 | 4.9 | 7 |
| May 25 | 5.0 | 6 |
| Jun 25 | 5.0 | 16 |
| Jul 25 | 5.0 | 24 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 442 most recent reviews.
“Very efficient and good customer service”
“Will not use again”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Insurance.
| Company | Overall | Legit | Service | Value | Quality | Trend | Reviews |
|---|---|---|---|---|---|---|---|
 | 4.9 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.6 out of 5 (good) | 5.0 out of 5 (good) | — | 442 |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 5.0 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 3.9 out of 5 (good) | — | — | 1,060 | |
| 4.9 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.9 out of 5 (good) | — | — | 60 |
Bottom line: Builders Risk is #2 of 5 on overall rating in this group. On value, Travel Insurance Saver scores higher (4.9 vs 4.6).
442 reviews of Builders Risk. Filter by what matters to you.
Many thanks to Razelle ! Razelle was very courteous and professional and was able to answer my questions quickly and offer incite to help with my decision making process. I would definitely recommend Razelle for she very knowledgeable and a pleasure to work with!
It was awesome to work with Julia Cuering. She was professional and friendly. Definitely an asset to the company!
I’m happy and satisfied with my agent, Julia Cuering. She helped with my issue and it was a smooth process! Kudos!!!
One of the things I admire about the company is professionalism. My agent Julia Cuering is very professional and friendly. She did a great job in making sure that I got all my insurance needs.
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Phenomenal service from Katherine and Julia
It was great to work with Julia Cuering. She is professional and friendly allthroughout the process...good job BUILDERS RISK...
The service customer service was outstanding. The product offering and pricing was excellent. This was tbe first time I worked with them. I will use them going forward as my preferred provider.
Leidi was great in assisting us in getting the best rate. She was very responsive to emails and calls for clarification. Communication and being upfront is a core value with us and she demonstrated both. She was very patient as we sought a policy that satisfied our bank and teh builder. I would highly recommend using her to anyone that wants a responsive and honest quote.
Very fast transaction. I got my policy in just few hours. My agent, Julia Cuering, made it so easy to complete my insurance needs.
Great customer service. Happy and and satisfied client here. Thanks to Julia Cuering.
It was so nice to have a very friendly and professional insurance agent. I’m happy and satisfied with the service I got from Julia Cuering.
I would like to commend my agent, Julia Cuering, for helping me with my insurance needs. She’s smart and friendly. The whole process was very smooth! Kudos!!
Great customer service I got from Miss Julia Cuering. She is professional and friendly to work with.
Julia Cuering was my cousin’s agent and he referred me to this company because they have great customer service. She was professional and friendly to work with. I will surely refer her to my friends!
I’m very much happy and satisfied with my agent, Julia Cuering. She helped me with my insurance needs in a timely manner. They’re all awesome to deal with!
Service from Renzo was great. He was very quick to respond and get it done! Nice Job!
Nicole was excellent! I get my builder's risk policy very fast and easy. 100% recommended
Great Customer Service from Luis. He explain in detail all the coverages in the policy and sent the quotes and documents pretty fast.
Rosario helped me finding the best price for my company Thank you
Julia Cuering has taken my business to the next level. She helped me to understand more about my properties insurance. Great job!
Builders Risk is a leading provider of builders risk insurance, specializing in coverage for commercial and residential construction projects in the United States. The company offers tailored policies known as Course of Construction Insurance, which protect against potential damages during the construction process, including risks such as fire, theft, vandalism, and certain natural disasters. Builders Risk works with top insurance companies to provide comprehensive coverage options, ensuring clients receive competitive prices and the best policy suited to their needs. The target market for Builders Risk includes contractors, property owners, and developers involved in new construction, remodeling, or installation projects. By connecting customers with experienced agents, Builders Risk aims to simplify the insurance process, allowing clients to obtain instant quotes and protect their financial investments effectively. With a commitment to affordability and efficiency, Builders Risk continues to grow as a trusted resource for liability coverage in the construction industry.
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