Fair pricing and good cover
Compared a few companies, G&M offered the best balance of comprehensive cover and a fair price.

General & Medical Healthcare is a UK-based provider of private health insurance, offering tailored coverage options for individuals, families, sportspeople, and businesses. The company delivers a variety of health insurance plans designed to meet the diverse needs of its clients, ensuring comprehensive in-patient and out-patient treatment coverage. Additional benefits include cash payouts for illness and access to a wide range of wellbeing services from the start of each policy. Targeting both personal and business clients, General & Medical Healthcare strives to provide accessible healthcare support and solutions, assisting customers in selecting the most suitable health insurance plans to fit their specific requirements. With a commitment to customer service, the company aims to facilitate a seamless healthcare experience for its users.
General & Medical receives high praise for its service quality, with many reviewers highlighting the helpfulness and professionalism of the staff. Customers appreciate the fair pricing and comprehensive coverage offered, often noting the ease of handling queries and claims.
Specific team members, like Ethan and Sanum, are frequently mentioned for their friendly and knowledgeable assistance, contributing to a positive overall experience. However, some consumers express frustration regarding the claims process, citing delays and a lack of timely responses, which detracts from their satisfaction. Despite these complaints, the majority of feedback reflects a strong sentiment towards the company's supportive and efficient service. Overall, General & Medical is viewed positively, with many recommending it for its reliable health coverage.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.1 | 349 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Aug 2025.
| Month | Average | Reviews |
|---|---|---|
| Sep 24 | 4.3 | 6 |
| Oct 24 | 3.3 | 4 |
| Nov 24 | 5.0 | 3 |
| Dec 24 | 3.0 | 2 |
| Jan 25 | 4.7 | 3 |
| Feb 25 | 3.7 | 3 |
| Mar 25 | 4.4 | 14 |
| Apr 25 | 4.4 | 16 |
| May 25 | 4.8 | 20 |
| Jun 25 | 4.5 | 16 |
| Jul 25 | 4.7 | 16 |
| Aug 25 | 5.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 349 most recent reviews.
“chuffed with how G&M handled my query”
“company refused to honour a claim for a consultation and reimburse a single anatomical site MR scan”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Health Insurance.
| Company | Overall | Legit | Service | Value | Website & app | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.1 out of 5 (good) | 100 out of 100 | 4.4 out of 5 (good) | 3.7 out of 5 (good) | 3.8 out of 5 (good) | +13% | 349 | |
| 4.6 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | 2.6 out of 5 (poor) | 4.6 out of 5 (good) | — | 1,000 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.6 out of 5 (good) | 4.2 out of 5 (good) | — | 100 | |
| 1.1 out of 5 (poor) | 100 out of 100 | — | — | — | — | 100 | |
| 1.8 out of 5 (poor) | 100 out of 100 | — | — | — | — | 100 |
Bottom line: General & Medical is #3 of 5 on overall rating in this group. On value, Canada Pharmacy scores higher (4.6 vs 3.7).
349 reviews of General & Medical . Filter by what matters to you.
Over a year ago
Compared a few companies, G&M offered the best balance of comprehensive cover and a fair price.
Over a year ago
chuffed with how G&M handled my query. Dead easy to sort out.
Over a year ago
I had a fantastic experience overall with G&M, right from the initial quote stage through to a recent claim. All my questions were answered by the sales team. They never made me feel rushed or pressur... See more
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Compared a few companies, G&M offered the best balance of comprehensive cover and a fair price.
chuffed with how G&M handled my query. Dead easy to sort out.
Ethan was friendly and knowledgeable and, from the outset, he made what could have been a difficult subject (my not wanting to renew) very easy to discuss. He made me almost feel like signng up again!
I had a fantastic experience overall with G&M, right from the initial quote stage through to a recent claim. All my questions were answered by the sales team. They never made me feel rushed or pressured. When it came to making a claim for some physiotherapy, the claims team was extremely helpful and efficient throughout.
The claims team was incredibly supportive and made the entire process so much easier than I anticipated. When I first realised I had to make a claim, I was quite stressed, imagining endless forms and phone calls. However, from my very first contact, the G&M team were patient, understanding, and walked me through every single step. They clarified exactly what information was needed, helped me coordinate with my GP for notes, and even followed up on my behalf when there were delays.
During a 24 hr "emergency2 Sanum pulled out all the departments' stops and sorted it out very very well And was charming about it..
As a Corporate Benefits Consultant, I work with a number of Insurance providers and would like to personally thank Damian (team leader). Damian has been invaluable helping with administration duties and claims of my clients and always performs tasks with efficiency and to a great standard. Thank you Damian!
Ethan provided outstanding customer service for myself whilst putting my sports insurance in place to give me peace of mind to go forward. He looked into my policy and got back to me in a timely manner whilst explaining insurance jargon in simple terms. I would highly recommend.
Was worried about a long wait but G&M got me seen by a specialist really quickly. That’s what you pay for.
Their service went above and beyond what I expected.
Knowing I have medical cover gives me such peace of mind.
Prompt response, issue resolved first time round. Really pleased with service.
The customer service team were friendly and highly professional.
I'm honestly so impressed with the level of care and efficiency. Highly recommend.
Every interaction I've had with G&M has been positive. Their staff are genuinely helpful and knowledgeable.
Here I am on day 8 after submitting my request to see a specialist via the claims portal and it still hasnt had a decision. G&M advise it might take 5 working days to have your claim processed... NOTHING takes 5 working days in the digital age. That harks back to postal mail . Imagine , if you were diagnosed with something really worrying, but believed your premium private health insurance would get you a scan or to see a Consultant within a week. Well it might do , but it won't be with General & Medical . Buck up your ideas General & Medical. If only you were as efficient in actually delivering your service as you are taking the money for it . (Late edit) after posting this review they responded at 17.15....funny that .
The team was incredibly patient with all my questions. They made sure I understood everything before I committed to anything, which was really reassuring.
My call was answered promptly Sanum, who answered the phone, was very helpful. She quickly understood the query and was able to provide answers and direct me onward to further useful sources of information. Overall, an unrushed, efficient service from a kind and pleasant person.
Got G&M cover maybe 18 months back. Had one small claim that needed sorting. Bit of a faff but it was paid out fine. Fair enough.
Switched over to G&M last year. Policy seems clear enough, covers what I need. Haven't used it but no complaints so far.
General & Medical Healthcare is a UK-based provider of private health insurance, offering tailored coverage options for individuals, families, sportspeople, and businesses. The company delivers a variety of health insurance plans designed to meet the diverse needs of its clients, ensuring comprehensive in-patient and out-patient treatment coverage. Additional benefits include cash payouts for illness and access to a wide range of wellbeing services from the start of each policy. Targeting both personal and business clients, General & Medical Healthcare strives to provide accessible healthcare support and solutions, assisting customers in selecting the most suitable health insurance plans to fit their specific requirements. With a commitment to customer service, the company aims to facilitate a seamless healthcare experience for its users.
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