Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
 | 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Rental Kharma is awesome! Easy set up and affordable. Lynne kept in touch with text/email updates during the process. Excellent service, fast verification, and results. My score went up 63 points immediately. Rental Kharma is a true American business run with integrity and honesty you can trust. Thank you Rental Kharma!!
Thank you guys for the much needed boost to my credit score and profilio. Thank you for the continuous follow-ups and answering all my concerns. I highly recommend everyone to take advantage of this great opportunity.
I was skeptical about how this would work but now my transunion score has went up over 40 points. I am glad I decided to give this a try. Thanks
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Greatful for the time and patience Rachel put in towards assisting me. Rental kharma gets a big thumbs up! They keep their promises and stand by what they say!
Rachel was excellent getting the job done I’m so thankful looking forward to keep working with her ❤️❤️❤️
Just wanted to tell what a great person Cassie is. She kept me informed and did a great job. Thank you very much Cassie!!!
This is the nothing the company you want to go to help you build your credit cause the way they post on your account Is some what damage your credit rather than help it but someone told me to try them and now I wish I would have looked around first before just jumping in to this company at first. I was happy at first but then now I look at my credit where they posted and wish differently so I could not recommend this company to anyone. All I say is please look around.
Chloe was amazing with helping to expedite the verification process! Chloe was prompt with following up with my property mgmt, since they hadn’t responded in a few days. She was able to finally contact someone and push everything through. I can’t wait to see the difference in my credit and it’s all that to rental Kharma and Chloe!!!
Chloe Is amazing. She said was kind and efficient. Her communication was amazing, I loved working with her!
Kortni did a great job and such a short period. Kortni worked her magic with less then a month to help me and made sure she got the job done. Thank you Kortni
Aften was amazing, when I say amazing nothing but that she helped me with every question took her time and explained everything little by little and in great detail. She walked me through the process and told me what I had to look forward too. I was very hesitant at first but Aften really eased my mind. I loved her personality and customer services. I would definitely recommend Rental Khama to friends and family. Hoping they get to speak with Aften and receive the phenomenal experience I received.
Cassie was great. My landlord is older and doesn't hear well but she was patient. Thanks cassie
I worked with a lady name Chloe she was amazing now I’m just want for them to report I my credit came go up more I’m so excited can’t wait thanks Chloe
Cassie was great, she helped me get set up, and explained everything so well right over the phone, and I really appreciate that.
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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