Best so far.....
This company has been blast to work with on credit reporting. The on-boarding was quick and easy. THANKS RENTAL KHARMA!

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
This company has been blast to work with on credit reporting. The on-boarding was quick and easy. THANKS RENTAL KHARMA!
I worked with Rachel who was absolutely knowledgeable, helpful and eager to help me increase my credit score with providing as much rental history possible to get the most out of the program. Rental Kharma is fast, efficient and overall precise with their results! I couldn't be happier!!!!
Chloe was exceptional and very helpful. And for those skeptics my Equifax went up+36 and my TransUnion went up+44.
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Rental KHARMA has been great and educational , I’m glad it helps boost my credit as well
It’s rare to witness truth in merchandising anymore and when it happens you can usually tell when it’s earnest. Paul was exactly that, earnest. I was convinced he was about to sell me on services instead he counseled me, in hopes of identifying if Rental Kharma was right for me. Honestly great customer service and knowledgeable representatives. Paul was a true testimonial to that. Thank you for getting me started.
I had the pleasure of receiving assistance from Kortni! Customer Service provided was priceless. I signed up for Rental Kharma and the experience received from Kortni was great from beginning to end. Kortni made it easy for me, she went the extra mile by reaching out to the right point of contact within 3- 4 hours so I could start receiving the services needed. I am looking forward to the reporting update and I will keep future customers up to date. Thank you, Kortni, for going the extra mile at every stage and clarifying every question I had regarding the service before my sign up was complete. I hope you supervisor reads this review because the service you provided in signing me up should not go unnoticed and you deserve a raise! Best Regards, Mrs. Kennedy
I called today to sign up for the service. I was greeted with a very sweet girl (I did not catch her name). She went over the cost and asked me questions on weather I would be a good fit or not. After going over my credit goals and credit status, we both agreed that this would probably not be the best time to sign up. She was very transparent and helped me so much. This type of customer service is what is needed for everyone. You do not always receive this service for free. I know for sure that I will come back to this business when it is time and would benefit my credit. Whoever trained and started this company, keep up the good work on training your staff correctly.
Hi I’m Roberto, I had great experience with this guys, Rental Kharma for my personal opinion they give me a great service and they are very professional, and friendly, honesty they let me feel confident and comfortable. If you pay your rent on time why not let it know to the credit agencies ? So…. 100% I recommend. The credit it’s very important to the success. Don’t wait and call them now! Thank you guys!!!
Thanks to Rental Karma my credit score went up, I was unaware of the impact when reporting to the credit bureaus. I highly recommend this company to everyone who is paying rent that's not being reported.
well done ... well done great stuff the best choice
Rose my credit score up significantly the 24 months past rent best feature
I’ve recently started using Rental Kharma. Within a month, my score increased by 70 points. I recommend this option if you are trying to improve your credit score. Thanks
Hi am very satisfied with rentalkharma it has helped me and improve my credit score I would advise anyone that's looking for a boost in your credit score by paying their bills on time to reach out to them.
Excellent service 5 star Mrs Kortni was super professional and very helpful with all my concerns thank youu!!!
Thank you for all your help and support in getting me the points I need and deserve regarding my credit score. The process was easy. Special thanks to, Erik. Erik ROCKS!
Rental Kharma has my gratitude and respect. This organization has a lot to offer anyone that has had problems restoring their credit.
I signed my fiancé up for Rental Kharma and it is showing on his credit now but the score didn’t go up one point. Very disappointing because I was depending on this to get us in an apartment due to my landlord selling our rental home.
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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