Very Happy got 40 pts increase in…
Very Happy got 40 pts increase in 2weekd

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Very Happy got 40 pts increase in 2weekd
I was connected with Rachel to cancel my membership because I had purchased a home. I made an appt and she called but there was some issues with closing so our appt kept being rescheduled. She was very nice about it and followed up with me several times in regards to my request. I truly appreciate when someone says they will do something and actually do it . It was a very easy process and I’m grateful for her assistance.
My husband and I had the pleasure of being taken care of bye Klohe. She was so professional and kind to us. We will definitely recommend your company to our family and friends and coworkers.!!!!
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
Rachel was AMAZING!!! She was very professional and knowledgeable. I had many questions and she explained each concern in detail until I was confident with signing up with Rental Kharma. She also went over and beyond and made sure my account was sent to the credit bureau in less than 12 hours from me signing up. Very satisfied thus far. Rachel is a gem💎
I signed up today, and the rep I spoke with, Wendy, was amazing! Not only was she thorough and patient, she was friendly and personable. I’m excited to see the positive credit impact from this service.
I joined Rental Kharma about 3 months ago and my credit score has gone up 23 points. THANKS
My experience with my first Account manager was terrible, placed a call documenting that and was able to speak with another manager Erik , he was awesome complete difference from my first account manager he got on top of everything right away and was very informative and responsive every step of the way.
Today I signed up with rental kharma. I did the interview no kidding the representative was very nice it was like talking too one of my girls. She was very knowledgeable of course I had 99 question ❓ lol. I asked her how long would it take she it will update tonight no joke I got a alert on my saying my credit score went up 61 points. I want to give a praise right there they are real.
Decided to use the program myself as a test before I refer my tenants in 45 days or less and my credit score went up 21 points awesome service!!
Waiting on the results but so far so good!! I thought the reviews were fake but I guess not lol. Chloe was great!! She followed up within minutes and all of my info was confirmed and done in less that 1 hour. Thanks Chloe!!
Rachel went above and beyond to get in touch with my landlord and confirm my six year rental history: looking forward to building positive credit from here!
Kortni provided swift and accurate service. I didn't expect to hear back so soon with a push through to the credit beaura. I will definitely be recommending this service to friends and family. Thanks Kortni
Try Experian Boost first & see what happens, try to avoid mom & pop Hole in the wall establishments to fix your credit or give you a boost, do your homework before signing up w/ this company.2/23 I appreciate the corporate response but I will not be adjusting or deleting any items concerning this company, I’m not a robot or a fake reviewer just someone not thrilled by what services this company provided.
I called to sign up with an new account and I had the pleasure of speaking with Chloe. She was very professional and patient. She did a great job answering any questions I had. Chloe was awesome. Thank you 👍🏽
So far this has been great! Cassie made everything so easy and my landlord said what he had to fill out was a breeze! I will definitely recommend these services!
Rachel was very pleasant, efficient and patient. She never gave up until she got my problem solved!
This has been an awesome process thus far. They are very informative and extremely responsive to emails, phone calls and text messages. I have had the privilege of having Cassie advocate for and communicate with me. She has kept me updated with the process and responded to each of my questions in a friendly, professional and knowledgeable manner. I am looking forward to continuing to work with Cassie & the rest of the staff at Rental Kharma. I am also excited about the positive impact expected on my credit score. I will provide an update later!
Cassie has been the sweetest; helping on this transaction. Professional and reliable.
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
This profile hasn't been claimed by the business owner.