Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
 | 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Rachel was excellent very helpful. Answered all my questions and gave me all the insight on what to expect from Rental Kharma. She reached back out to me within 24 hours to let me know everything was in motion.
Rachel was amazing !!!
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Alll ima Say is Rachel Rachel Rachel. She walked me thru everything i wanted to add my Son that's on the lease She contacted the MGMT comp and walked me thru that. She let me know what happens next, She has the best customer service hands down.. Rent Kharma way to go...
Absolutely wonderful and easy experience!
Rachel was very helpful thank u
I had such an amazing experience with Aly! My current property management is forcing their own rent reporting site on us and refusing to work with outside programs. Unfortunately I ended up severing ties bcz it was easier and i have long since reached my credit goals but she was nothing short of amazing!!! I low key love that girl because her energy was wonderful and she gave me a much needed smile in addition to great care. #oitnb -Kia
I would like to thank Ms. Rachel she made my experience great and easy! I just joined I am very excited thank you so much
Had a great experience with Lupita. Very patient and super helpful with answering my questions. Very reliable information as well.
Absolutely delighted with the service provided by Lupita! She was the epitome of professionalism and patience throughout our entire interaction. Every query I had was met with a clear, informative response that showcased her extensive knowledge. The entire procedure was streamlined and effortless, thanks to his guidance. What's more, Lupita went the extra mile by following up with a reassuring phone call to confirm that everything was in order and to set my expectations for seeing the outcomes within a 1-3 business day timeframe. Her commitment to customer satisfaction truly made a lasting impression. Because of her outstanding customer service I will be referring family and friends to Rental Kharma.
El servicio no es tal como lo describen. Desde el 25 de Enero pague por el servicio para el supuesto reporte en los Buros de Credito en 3 dias, pero hasta la fecha aun sigo esperando. El dia de hoy ya me confirman que debiese aparecer el Lunes 26. Lo unico satisfactorio es que el pago del servicio lo anularon hasta Mayo. Si hubiese necesitado esto para los 3 dias hubiese sido mayor la decepcion. The service is not as described. Since January 25, I paid for the service for the supposed report at the Credit Bureaus in 3 days, but to date I am still waiting. Today they confirmed to me that it should appear on Monday the 26th. The only satisfactory thing is that the payment for the service was canceled until May. If I had needed this for the 3 days the disappointment would have been greater.
LUPITA was very kind very patient with me she answered all my questions she was very knowledgeable and the process was super easy. She also called me back giving me confirmation that every checked out to be good and that I'll see results in 1-3 business days.
I had some questions about the program here. I called and the number and had a female by the name of Kortni answer. She was amazing in helping me with my questions I had. I didn't understand somethings and she explain everything and really was helpful. I honestly didn't know you can report your rent to help you increase your credit. Also, she gave me more information on how to report my utilities as well. I got off the phone and had to write this review. She was absolutely amazing in answering all of my concern. Honestly, she deserve a 10 star review with a raise.
La persona que me atendió. Fue super amable,la mejor lupita muchas gracias por tu servicio
My customer service person peta was by far the best over the phone customer service I’ve ever had. She explained so much in detail & answers all my questions I had.
I was shopping around for a company to help me boost my credit by reporting my rent payments. Come across rental kharma. Rachel was a great help with explaining how they work and how easy it was to set up and get moving. She also let me know about discount codes that I can find online. Which was great found a %30 code and it work. Overall great customer service. So shoutout to Rachel. Thank you.
Ms. Lupita was very kind and helped me a lot.
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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