Aly was very helpful and knowledgeable
Aly was very helpful and knowledgeable! I would definitely Recommend speaking to her 😊

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Aly was very helpful and knowledgeable! I would definitely Recommend speaking to her 😊
My agent was Rachel! I would refer everyone I know to her, she's very professional and made sure I had everything that was needed for my account.
My experience with Rachel was extraordinary. She assisted me and gave me feedback of the process. Thank you Rachel.
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I would like to commend Cassie for an exceptional job! Very kind and mannerable!
Within 2 minutes of calling I was talking to a live person - Cassie! She answered all my questions throughly and succinctly! I was able to take advantage of a discount and she gave me a discount code to give to others. Lastly I really appreciated when she wasn’t able to find my login details in the portal, she texted me directly to get the details instead of waiting. I call that service!
My experience was awesome Cassie took care of me . She made the steps so easy for me . Please don’t hesitate to speak with Cassie she’s the best !
Annamarie was wonderful!!!!! Very professional and nice to deal with. Great job!!!!
These reviews are ridiculous. It's certainly good to praise great customer service, but I am also interested in the Rental Kharma product. Does this product do what it aims to do? Is it worth the cost? Have you noticed if lenders put any weight on what is being reported? Any feedback or reviews on the product will be much more beneficial.
Rental Kharma reported three years of my rental history which boosted my credit and demonstrated my ability make timely payments. In turn, this streamlined my mortgage application process and helped get me approved for a new home. At one point I did not see Rental Kharma showing on my reports, I spoke with customer service and within 24 hours they had it fixed and reporting properly. More than worth the money, great customer service and a huge benefit for anyone struggling to rebuild their life!
Chloe did everything as expected. Clear communication, very good customer experience, and prompt service.
ANNA MARIE was such a great help! Kind, patient, and took initiative to help me. I’m such a novice to this experience and she was terrific in helping me set up and account. Thank you for your help today!
I worked with Rachel today on setting up my new account and she was impeccable, I strongly suggest that if you work with rent karma and Rachel you will be truly grateful Paul K Boston Ma
Awesome to finally find out I can use my rental checks as a benefit thank you rental kharma!
All I can say is Chloe is nothing short of amazing she was very informative and patient as I know I talk a lot and had tons of questions and you can hear the smile and sincerity in her voice that it was no issue at all. She made the experience seamless and quick already verified and set up and it only took one appt. Ty again for everything god bless you guys and keep up the good work.
Great experience speaking with ally
The process was straight forward and Chloe took the time to explain and answer all my questions. She was extremely knowledgeable. She verified my information and followed up with informative text. Simple ...Straight forward process.
Aly, is top notch! Aly went above and beyond explaining and providing examples and tips to use to better your credit. She definitely loves her job! I love her enthusiasm and her positive vibe as she explains a topic that’s not always fun or exciting to talk about. She is passionate at what she does. We need more Aly’s in this world! She definitely is one who makes a difference one person at a time everyday! Thank you Aly! Cheers to many more! You Rock!
Cassie was very informative, very polite and reassuring! I love having experiences with people like here! Way to go Cassie!
I just want to say that the staff at Rental Kharma are all AMAZING and so willing to help. Today I had a call with Aly who walked through my whole credit report with me and gave me several tips to help improve my credit score. I did not feel rushed. She seemed to genuinely care. I highly recommend this service if you are looking to improve your credit score.
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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