Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
 | 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Muy sencillo la suscripción todo fue rápido ahora a esperar los resultados, me dicen que podré ver los cambios en un plazo de 3 a 5 días hábiles. Fui atendido por LUPITA la recomiendo al 100 % su conocimiento es completamente amplio y su amabilidad insuperable.
It was as simple, fast, an overall wonderful experience dealing with team member Rachael . She is superb at her job.
Rachel was amazing to work with today. She was very professional and the process was easy. Thanks so much! I can’t wait to see the great changes on my credit report.
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Rental karma is an exceptionally great company. Today working with Pita was delightful, professional, and highly effective for meeting my needs . I love companies that deliver results and outstanding customer service. rental karma put a big smile on my face today😃
I recently had the pleasure of interacting with Chloe from Rental Kharma. It was a delightful experience as she demonstrated utmost professionalism, extensive knowledge, and provided highly customizable answers tailored to my personal needs. Highly recommend!
Aly was extremely helpful!Smart and gave me all the answers I looked for.If I had to do it all over again I would definitely want her to help me.
Wow ! Very quick process! Chloe was very helpful. She helped me understand the process! Highly recommended.
my girl ALY Lane was educational and very hilarious. she helped me with my credit and gave me the keys to credit.
Been working with Rachael, beautiful spirit, she got my Transunion to sky rocket from basically zero to 661 within one business week. Rachael was very polite and easy to talk to, I didn't need any documents or anything. All she did was call me from a scheduled appointed phone call that I requested ( Pacific time be warned lol) , but all Rachael did was Google the LLC in which my apartment complex does business under, verify the landlords phone number online, and call the landlord to verify certain facts. Rachael was able to give me 5-6 years of credit history in the matter of one day being that she confirmed that I lived at the apartment since 2018. Very Professional, very very nice Woman, loved talking to her. Will be doing business again at request of Rachael.
I couldn’t speak highly enough about rental karma. They are extremely quick to answer, professional, and understanding I recommended them to all of my friends and family, because of the great service and experience they provide. I am thankful to have come across this God sent company and want to give special thanks to Lupita for the amazing skills and help shes so smoothly provided.
Talked to a great person she was patient with me and helped me with everything I needed
Didn’t rush the process helped me clearly understand what would be next step. Professional and reliable definitely recommend to anyone trying for first time. Was mine and will repeat!
Rental Kharma im grateful for your service. Thanks Erik one of your sales person for his customer service skills. I am grateful and will recommend Rental Kharma to my friends.
Rachel was fantastic and she did a great job ! Very kind and respectful
Ally has been such an Amazing person to work with. She has made my experience stress free. She is very patient, helpful, and informative. She will help you solve your problems and my sure you do what you need to do to get that solves. I am so happy to be working with her and I wouldn't want to work with anyone else. Thank you Ally for making this a good experience.
I’m a returning customer and Rachel made it a super quick & easy process I’m excited to be back.
I signed up last night and called in today with questions about expedited service. Right away, Chloe ensured me that it was possible while also helping me with the process. As of today , she helped me get signed up in less than 2-3hrs, if it was even that long. Thank you Chloe!
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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