Lupita
Hable con lupita me ayudo muchisimo me dio toda la information que necesitava para inscribeme con usetdes... el servicio fue excellent!

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Hable con lupita me ayudo muchisimo me dio toda la information que necesitava para inscribeme con usetdes... el servicio fue excellent!
Rachel was very helpful, the verification process was smooth and quick. I’m looking forward in seeing the results!! Thank You!
Annamarie was very helpful and answered all of my questions accurately. After making the decision to become a service member she walked me through the process of verifying all of my information and made things very simple for my wife and I. The whole verification process took me about 5 minutes and Annamarie called back shortly after to let me know everything was completed and my credit score would be affected immediately.
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I worked with Rachel and she was great! She was very sweet, nice, and easy to talk to. She answered all my questions and ensure a great experience. I’ll be sure to refer friends to Rachel. Thanks
Recibimos atención de Erick Vazquez , fue excelente , atendió nuestra solicitó y la solucionó , hasta que no llegó al final no dejo de comunicarse con nosotros . Excelente atención .
Thank you so much Rental Kharma! I signed up this past winter. I had no credit history. Thanks to your help, I was able to get a house by the end of April! Your company has awesome employees. Aly is a super star! She can really teach people about proper customer service. Now I have to cancel my service because I don't need you anymore. 🤩
So Today I actually made the decision to go ahead and jump on board with Rental Kharma from one of my business partners and it was a very powerful move the customer service was absolutely amazing , There was not one question I had to ask that my representative Chloe did not assist me with I mean she is wonderful everything I needed she Step by Step Walked me through and actually explained everything it’s customer service like that , that should be acknowledged looking forward to continue working with her and the Rental Kharma team. Rent is a big monthly expense that should get some credit for , I Love to help others so I definitely will be sending a lot of customers to you all again an again thank you so much Chloe and the Rental Kharma team
I was stressing because I didn’t have any rental history to move in a new place. So I started watching tictok videos and so many great things were said about RK. I called 2x just to ask general questions. On the 3rd call I spoke with Rachel who was very nice and helpful. She eased my worries. She made this process very easy!! Thank you Rachel for your kindness and generosity.
Rachel was the most polite and nicest employee I have ever had the pleasure of talking to from any business especially over the phone. She made it very simple and took what information was needed while being quick and thorough all at the same time. Even my landlord who has never said these words in the 12 years I’ve known him said “she was very nice” while talking about Rachel!
Rachel was great. Within 15 minutes she had us set up paperwork wise, took payment and contacted our landlord. Rachel was very fast, efficient and professional.
Rachel was pleasant, patient & informative!! I’m excited to see if this works for me!
Rachel did a great job of assisting us coming aboard to begin our credit building relationship with RK
Amazing representative super kind she was very helpful we need more representatives like Rachel!
So I signed up online and it said I would get progress updates. Nothing happened for a week. I called up and got Jeremy. (Less than a minute hold at noon) He told me they were backed up and that he'd get it done right away. I gave him the apartment website credentials, he saw the move in date and reported it to the credit agency immediately. Absolutely outstanding service. Good sense of humor too. Thanks Jeremy!
Quick and helpful response to my request. Grade A service!
With the help of Rental Kharma, I was able to increase my credit score and buy a new home!
Rachel was so helpful! She made my experience speedy and stress free while also keeping me informed along the way! Thanks a bunch, I'm so excited!
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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