Thank you so much to Cassie you have…
Thank you so much to Cassie you have been a great help to me . You made it so easy for me to rejoined rental kharma it was very easy talking to you and I am very happy to be back.

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
Thank you so much to Cassie you have been a great help to me . You made it so easy for me to rejoined rental kharma it was very easy talking to you and I am very happy to be back.
Cassie was extremely helpful today helping me set up an account and answering all questions. Great service, efficient communication and a really easy to speak to.
Cassis, girl we did it lol, you may not know this but Everytime I try to better my life ,it's always a situation that know ones ever heard of that I'm in Lol but this time I wasn't alone thanks too you and letting everyone else know my situation so if I couldn't get you when I called they knew were I was in the process. I'm looking forward to a better credit score THANKS AGAIN TEAM
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
Rental Kharma has been great to work with. I've used the service a few years before the pandemic and along with some other credit hacks it helped me raise my credit score past 800. When there was a problem with my automatic billing they worked with me to get it straightened out . I'm very pleased with Credit Kharma.
Encantada con el servicio gracias a Erik Vásquez por la gran ayuda y por la amabilidad y su gran atención, gracias a él puede reportar mi renta en el crédito lo recomiendo mucho…!
Rental Kharma helped me out so much by reporting my rental history to the credit bureaus. I feel good knowing that when I decide to buy a house, I will have rental history on my credit. Thank you so much Wendy for setting up my account. Thank you Jeremy for checking up on me to make sure I'm satisfied with this service. You guys are awesome!! ❤️
We worked with Erik Vasquez, and he is wonderful. He made the entire process so simple, and is very knowledgeable! It’s also a very innovate service that helps turn unreported payment history into deserved credit for tenants who pay individual landlords! Definitely ask for Erik, he will take fantastic care of you!
Quick reporting and a positive on my report! Worth it!
RentalKharma was the best! I moved and didn’t have a way to track my rental payments in a way that could be reported easily. That is the ONLY reason why I cancelled my subscription. They did exactly as they said. Great service!
Don't just think your credit cards can help build or raise your credit score. If you pay your rent on time please use Credit Karama it raised my credit by 14 points
Nothing but a great experience!! I am so thankful for my increase in credit score, without having to get a credit card! Great app and will continue to use!
This really works! I use to pay cash and didn't have an established credit history. Rental Kharma reported my rent payment as a tradeline with 2 years of history and my credit score jumped over 100 points within 3 weeks!
Literally the best decision I’ve made regarding my credit in a long time. I had the pleasure of working with Rachel at Rental Kharma. The process was smooth. Rachel walked me through the steps & updated me as she proceeded. My son referred me & im so happy I listened to him. I was in a lease purchase for 7 years & the owners sold. Leaving me with no rental history! Because technically I wasn’t considered a renter. Rental kharma helped me tremendously!! I can’t type enough. Thanks Rachel & RENTAL KHARMA!!! 😊😊
If you want to increase your credit score, this helps!!! My credit went up 20 points with Rental Kharma.
My credit score was raised by over 70 points in one week!! This service works I am very grateful for the much needed boost. Wendy and Jackie were excellent in providing me with an education that helped my reach an informed decision. I hope this helps anyone seeking an improved credit score.
Please keep sending positive info to my credit report
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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