I’m jus getting started but Rachel has…
I’m jus getting started but Rachel has been great helping me to navigate thru the process. Thank you all.

Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
I’m jus getting started but Rachel has been great helping me to navigate thru the process. Thank you all.
I dont usually do this but ive done research and read all of the reviews and wanted to share my experience. Yesterday I called Rental Kharma trying get more information for my tenants, I didn't notice I clicked the Spanish line and Erik picked up speaking Spanish so I right away said sorry and said I would call back. The rep right away said no need for that how may I assist you usually when you call somewhere and you click the wrong line they ask to transfer you or call back not here and I love that. Erik helped answer my questions and even sent me an email with his contact information for my tenants. Can't wait to work with Rental Kharma and Erik!
Aly @ Rental Kharma went above and beyond expectations of a regular credit phone call. Just wanted to come here and share my experience it’s people like her that make this company Great thank you Aly.
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Eric Vasquez such a great guy. His been providing best customer service, efficiency and fast to al my clients that I have been refer to this company. I really appreciate the way your take care of my clients from A Credit Solutions Miami thank you! We really appreciate you.
Signed up for Rental Kharma with Rachel. She was beyond amazing and worked with me every step of the way. She was very patient with the few hiccups in the road. Stayed in contact the entire process and was very informative. Provided each step and what I should expect. Very professional amd passionate about making sure the member is happy. Looking forward to seeing how this process will help us. Thanks Rachel 😊
Excelente servicio y tiempo de respuesta, Erik desde el inicio atendió mi caso de la mejor manera y siempre atento a prestar el mejor servicio y ayuda durante todo el proceso, recomiendo el servicio 100%.
I subscribed and it reported 2 yrs of rent history and my credit score never improved. Use at your own risk!!
Some of the best services with with the best CSR. MS. Cassie was very helpful with my need. Her outstanding work made me a satisfied customer and I will definitely refer anyone. Thanks Cassie for your assistance as it was definitely needed for me.
I thank Aly, for her willingness and patience in understanding my case, she made the call worthwhile. I must say that she was aware of the case and she did her best so that everything is reflected positively in the next few days, finally I appreciate her effort to communicate in Spanish, I really appreciate this. Agradezco a Aly, por su buena disposición y paciencia para entender mi caso, hizo que valiera la pena la llamada. debo decir que tenía conocimiento del caso y realizo su mejor esfuerzo para que se refleje todo positivamente en los próximos días, finalmente agradezco el esfuerzo para comunicarse en español, verdaderamente aprecio esto.
I had the most pleasant experience today with this young lady, if everyone in the world communicated the way she did the world would be a better place. I wish her all the best in her life's journeys. Thank you so very much.
Most unprofessional business ever. I purchase yearly membership for $135, and I cancel the same day literally hours later. Once I realized this is not a better business Bauer company and it doesn’t report to Experian, or Equifax. The customer rep said it would take 5-7 days to get my refund which I never did. I had to report this as fraud to my bank as they never gave me the refund and I didn’t get anything out of it. I am also in the process disputing this with transunion.
Cassie was amazing she went above and beyond to get my rent verified. My landlord was very Head strong Adamant about releasing her information in order to get me verified for my rent. But Cassie and her team did everything they could to get my rent verified and approve. Thanks Rental Kharma
I don’t think it’s worth the money. My score never increased and once you close the account (I purchased a home) It became a negative report on my credit… just pay your rent with your credit card.
Exellent atención de parte de Erick
After reviewing our credit file through credit karma, I discovered Rental Kharma was not reporting our rent payments for 6 mos! If I'd never caught this, I guess they would've kept taking our monthly payments instead of reporting to the credit bureaus...Smh! If there was any problem on their end, we should've been contacted.
This was 1 of the best decision, I have ever made. It was an easy process. They were friendly and on point. I reported 8 years & my score went up 41 point. This really worked for me. Try it for yourself, you won't be disappointed. Just make sure your landlord is willing to cooperate. And you have paid your rent on time. Your friend Nikki LuvLocs Code: NikkiLuvlocs25 for $25 off
I have been trying to understand how to fix my credit for years. After one credit consult with Aly I not only understand what I need to do to bring my score up, I have a plan of action. Thank you Aly for being so awesome.
Buenos días súper agradecida por la muy buena atención que me dieron son muy especiales y se los recomiendo al cien por ciento muy amable el señor que me atendió Erik Vásquez muy buena atención pueden decir que lo atienden da el ok se los recomiendo
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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