Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
Rental Kharma receives overwhelmingly positive feedback, particularly for its exceptional customer service and effective credit-building solutions. Many reviewers highlight the outstanding support provided by staff members, especially Rachel, who is frequently praised for her professionalism, thorough explanations, and friendly demeanor.
Customers report significant improvements in their credit scores, with some noting boosts of up to 49 points. However, a small number of reviews express dissatisfaction, citing issues with service delays and unprofessional experiences. Despite these criticisms, the majority of consumers appreciate the overall service and recommend Rental Kharma for those seeking credit assistance. Overall, the sentiment is highly positive, reflecting a strong reputation for helping clients improve their credit.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 1,000 | 100% | — | ● Low |
Monthly average rating from reviews written by people · latest review Jun 2025.
| Month | Average | Reviews |
|---|---|---|
| Jul 24 | 5.0 | 5 |
| Aug 24 | 5.0 | 11 |
| Sep 24 | — | 0 |
| Oct 24 | 5.0 | 1 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | — | 0 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 500 most recent reviews.
“Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommen...”
“It charges $75 total due at signing up and $8”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Credit Cards.
| Company | Overall | Legit | Service | Website & app | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
 | 4.6 out of 5 (good) | 100 out of 100 | 4.8 out of 5 (good) | 4.2 out of 5 (good) | 4.3 out of 5 (good) | — | 1,000 |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: Rental Kharma is #4 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 4.2).
500 reviews of Rental Kharma. Filter by what matters to you.
This is my first time using this company and I have to say the set up was easy the representative Chloe was so informative and nice. She went above and beyond my expectations. I would recommend anyone to try them out ask for Chloe you won’t regret it.
I didnt think phone would be beneficial but with Alys time and patience she was able to provide great info to helping rebuild score.
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Rachel was awesome! She walked me the process with such great energy and professionalism. She was able to answer all my questions without hesitation. I’m excited to see how well my score improves. I’m definitely recommending Rental Kharma to everyone I know!!
Chloe was amazingly friendly, polite and pleasant to work with as she helped walked me through my questions, thank you again Chloe for helping take care of me through the process!!
Had the pleasure of speaking with Cassie. She was very sweet and professional and had answers for all of my questions. She had me set up and ready to go in no time at all. I appreciate how easy she made this process for me. I’m really looking forward to sharing this program with my clients.
Aly was amazing in helping me. I was able to add 17yrs of rental history. My score increased 114pts within 2 weeks of signing up, I couldn’t believe it! Rental Khama is a wonderful program I highly recommend to anyone that wants to improve their credit. Thanks again Aly, working with you has been such a pleasure.
Aly was awesome and informative. I was going to cancel my subscription but will continue to stay subscribed.
I had Rachel she was great very helpful informative fast and friendly.
Rachel was amazing in helping me. She fought for me to make this happen. It will help my credit go up and my achieve my goal in buying a house. I was reluctant but she made me feel seen and heard! Thank you Rachel
Muy buen servicio
I was pleased to find out my rent payments can be reported to the bureaus. After signing up I saw an increase in credit score within (3) months. Kortni does an amazing job responding to emails promptly, and even sends picture guides of the ledger shown to credit bureau if you have questions. Great customer service!! I’m keeping this bill reoccurring until something tells me not to.
Quick, easy & boosted my credit by 70 points! Rental Kharma is a great service. I dealt with Chloe at Rental Kharma who was very helpful and proficient. She made the whole process so easy. Highly recommend to anyone looking to improve their credit.
Thankyou Aly is highly informed about details I needed to know about my credit,extremely personable and I felt as of she had a vested interests in my goals..I feel overall much more confident in where I stand with my credit and next steps I need to take in order to improve my credit...thanks again Aly
Super easy to sign up and very helpful staff! Especially Cassie!!! She was so Friendly and amazing to work with!
Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring. The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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