What types of pets does ManyPets insurance cover?

ManyPets provides insurance coverage for dogs and cats of all breeds and ages. They offer comprehensive plans that cover accidents, illnesses, and wellness care depending on the policy you choose.

How do I file a claim with ManyPets?

You can file a claim through the ManyPets mobile app, online portal, or by submitting paperwork via email or mail. Most claims are processed within 5-10 business days once all required documentation is received.

What is the waiting period before coverage begins?

ManyPets typically has a 15-day waiting period for illnesses and a 2-day waiting period for accidents after your policy starts. Some specific conditions may have longer waiting periods as outlined in your policy terms.

Does ManyPets cover pre-existing conditions?

No, ManyPets does not cover pre-existing conditions that were diagnosed or showed symptoms before your policy effective date. However, some curable conditions may be covered after a waiting period if they remain symptom-free.

How can I contact ManyPets customer service?

You can reach ManyPets customer service by phone, email, or through their website chat feature. Their customer support team is available during standard business hours to help with policy questions and claims.

What is ManyPets' reimbursement process?

After you pay your vet bill and submit a claim, ManyPets reimburses you based on your chosen reimbursement percentage (typically 70%, 80%, or 90%). Reimbursements are usually processed via direct deposit or check within 5-10 business days.

Are there any breed restrictions or exclusions?

ManyPets generally covers all dog and cat breeds, but some policies may have specific exclusions for certain hereditary conditions common to particular breeds. Review your policy documents for detailed information about breed-specific coverage limitations.

Can I customize my ManyPets insurance plan?

Yes, ManyPets offers customizable plans where you can choose your annual limit, deductible amount, and reimbursement percentage. You can also add optional wellness coverage for routine care like vaccinations and check-ups.

What happens if I need to cancel my ManyPets policy?

You can cancel your ManyPets policy at any time by contacting customer service. Depending on your state and policy terms, you may be eligible for a prorated refund of unused premium payments.

ManyPets Pet Insurance Reviews (Sep 2025): Is It Legit? Trust Score 3.9/5 from 65 Reviews

Where the score comes from

Each source counts by its number of reviews. Only reviews written by people are scored.

Why sources differ: Sources agree: every scored source rates this company within 0.3 of the others.

Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source	Rating	Reviews	Weight	6-mo	Fake risk
Trustpilot Imported Trustpilot reviews	3.9	60	92%

3.9 / 5 overall

65 reviews across 2 scored sources

How fake risk works ⓘ

Reputation trend

Monthly average rating from reviews written by people · latest review Sep 2025.

Last 3 months: 4.5
12-month avg: 3.9
All-time: 3.9
Category avg: 4.3

Monthly averageCategory average

Monthly average rating and review count
Month	Average	Reviews
Dec 24	3.0	7
Jan 25	3.9	11
Feb 25	3.8	6
Mar 25	2.8	9
Apr 25	5.0	6
May 25	4.3	6
Jun 25	4.3	12
Jul 25	5.0	5
Aug 25	3.0	2
Sep 25	5.0	1

How it compares

Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Animals & Pets.

Overall rating and review count for this company and similar companies
Company	Overall	Legit	Value	Service	Trend	Reviews
ManyPets Pet InsuranceThis company	3.9 out of 5 (good)	100 out of 100	2.9 out of 5 (fair)	5.0 out of 5 (good)	+33%	65
Lyka Pet Food	4.8 out of 5 (good)	100 out of 100	4.6 out of 5 (good)	4.8 out of 5 (good)	—	1,100
Pets at Home	4.6 out of 5 (good)	100 out of 100	4.1 out of 5 (good)	4.6 out of 5 (good)	—	999
Internet Reptile	4.3 out of 5 (good)	100 out of 100	4.8 out of 5 (good)	4.1 out of 5 (good)	+2%	458
Naturo Natural Pet Food	4.1 out of 5 (good)	100 out of 100	4.2 out of 5 (good)	4.2 out of 5 (good)	−33%	407